Benzie County, MI: Home-Insurance Distress & Forced-Sale Pressure
Benzie County, MI: 27/100 (moderate) home-insurance distress; Benzie, MI band LOW; Benzie, MI #1,736 of 3,222 counties; Benzie, MI #37 of 83 in Michigan; raw Benzie, MI 31.2; Benzie, MI coverage multiplier 0.85.
FEMA hazard, Benzie, MI: 52/100; Benzie, MI declarations, three years: 2; Benzie, MI perils: 2 flood; hazard-weighted, Benzie, MI: 4.0.
Declared incidents on the Benzie, MI record: 2026 Flood 3 (Benzie, MI).
NFIP claims, Benzie, MI, three years: none; Benzie, MI claim-stress 0/100.
Benzie, MI monthly score rose, 0 (March 2026) to 30 (October 2026); Benzie, MI by month: March 0, April 0, May 0, June 0 (Benzie, MI), July 27, August 26, September 27, October 30.
Benzie, MI components: climate 60; Benzie, MI retreat index 30; Benzie, MI climate multiplier 0.85.
Construction distress, Benzie, MI: 30/100 as of August 2026 (Benzie, MI: 27/100 one-to-four unit, 16/100 multifamily).
Benzie, MI ZIPs, June 2026 (Benzie, MI, 11 highest): score 0 (Benzie, MI), climate 55 (Benzie, MI): 49684; score 0 (Benzie, MI), climate 49 (Benzie, MI): 49630; score 0 (Benzie, MI), climate 43 (Benzie, MI): 49643; score 0 (Benzie, MI), climate 29 (Benzie, MI): 49613; score 0 (Benzie, MI), climate 28 (Benzie, MI): 49683; score 0 (Benzie, MI), climate 24 (Benzie, MI): 49640; score 0 (Benzie, MI), climate 23 (Benzie, MI): 49616, 49617, 49628, 49635, Benzie, MI 49650.
DLRadar rescores Benzie, MI monthly; Benzie, MI readings join Benzie, MI foreclosure, lien and ownership parcels (Benzie, MI), so cost-squeezed Benzie, MI owners surface before listing.
Inside Michigan, Benzie County ranks 37th of 83 counties for home-insurance distress at 27/100; Genesee County (27/100) sits just above Benzie County, and Iron County (27/100) sits just below Benzie County.
Deterministic. Every Benzie County, MI signal traces to a public Benzie dataset (FEMA, NFIP, Census for Benzie, MI) · how insurance distress works in Benzie, MI · methodology
FAQ: Benzie County, MI insurance distress
What is the Benzie County, MI home-insurance-distress score?
Benzie, MI: 27/100 (LOW), #1,736 of 3,222, #37 in Michigan. FEMA hazard, Benzie, MI: 52/100; NFIP stress, Benzie, MI: 0/100; construction, Benzie, MI: 30/100; Benzie, MI rescores monthly.
Is Benzie County insurance distress getting better or worse (MI)?
Benzie, MI: 0 in March 2026; Benzie, MI: 30 in October 2026 (worse); Benzie, MI climate component 60.
Which Benzie County ZIP codes carry the most insurance distress (MI)?
Benzie, MI, June 2026: 49684 at 0, 49630 at 0, 49643 at 0, 49613 at 0; Benzie, MI climate scores there: 55, 49, 43, 29.
Why does Benzie, MI insurance distress create sellers?
A Benzie, MI premium outruns the Benzie, MI budget; a carrier leaves Benzie, MI; Benzie, MI carrying cost passes plan; Benzie, MI owners sell while current; Benzie, MI insurance distress leads Benzie, MI foreclosure data.