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Branch County, MI: Home-Insurance Distress & Forced-Sale Pressure

Branch County, MI: 20/100 (low) home-insurance distress; Branch, MI band LOW; Branch, MI #2,320 of 3,222 counties; Branch, MI #54 of 83 in Michigan; raw Branch, MI 23.4; Branch, MI coverage multiplier 0.85.

FEMA hazard, Branch, MI: 0/100; Branch, MI declarations, three years: none.

NFIP claims, Branch, MI, three years: 1; Branch, MI payouts $15,357; per Branch, MI claim $15,357; Branch, MI claim-stress 58/100.

Branch, MI monthly score rose, 0 (March 2026) to 20 (October 2026); Branch, MI by month: March 0, April 0, May 0, June 0 (Branch, MI), July 0, August 0, September 0, October 20.

Branch, MI components: NFIP claims 58; Branch, MI retreat index 20; Branch, MI climate multiplier 0.85.

Construction distress, Branch, MI: 51/100 as of August 2026 (Branch, MI: 52/100 one-to-four unit, 28/100 multifamily).

Branch, MI ZIPs, June 2026 (Branch, MI, 13 highest): score 0 (Branch, MI), climate 75 (Branch, MI): 49245; score 0 (Branch, MI), climate 73 (Branch, MI): 49011; score 0 (Branch, MI), climate 68 (Branch, MI): 49092; score 0 (Branch, MI), climate 57 (Branch, MI): 49030; score 0 (Branch, MI), climate 56 (Branch, MI): 49040; score 0 (Branch, MI), climate 55 (Branch, MI): 49094; score 0 (Branch, MI), climate 52 (Branch, MI): 49252; score 0 (Branch, MI), climate 50 (Branch, MI): 49028, 49036, 49082, 49089; score 0 (Branch, MI), climate 49 (Branch, MI): 49255, 49274.

DLRadar rescores Branch, MI monthly; Branch, MI readings join Branch, MI foreclosure, lien and ownership parcels (Branch, MI), so cost-squeezed Branch, MI owners surface before listing.

Inside Michigan, Branch County ranks 54th of 83 counties for home-insurance distress at 20/100; Hillsdale County (22/100) sits just above Branch County, and Chippewa County (20/100) sits just below Branch County.

Insurance distress
20/100
Branch, MI: LOW
National rank
#2320
Branch, MI: of 3,222 counties
FEMA hazard
0/100
Branch County hazard
NFIP claim stress
58/100
Branch, MI 3-year
Flood claims (3y)
1
Branch, MI
Claims paid (3y)
$15,357
Branch, MI payouts
Per claim
$15,357
Branch, MI
Construction distress
51/100
Branch, MI

Deterministic. Every Branch County, MI signal traces to a public Branch dataset (FEMA, NFIP, Census for Branch, MI) · how insurance distress works in Branch, MI · methodology

FAQ: Branch County, MI insurance distress

What is the Branch County, MI home-insurance-distress score?

Branch, MI: 20/100 (LOW), #2,320 of 3,222, #54 in Michigan. FEMA hazard, Branch, MI: 0/100; NFIP stress, Branch, MI: 58/100; construction, Branch, MI: 51/100; Branch, MI rescores monthly.

Is Branch County insurance distress getting better or worse (MI)?

Branch, MI: 0 in March 2026; Branch, MI: 20 in October 2026 (worse); Branch, MI NFIP claims score 58.

How many flood-insurance claims has Branch County, MI had?

Branch, MI: 1 NFIP claims, three years; Branch, MI paid $15,357; per Branch, MI claim $15,357; carriers reprice Branch, MI against that record.

Which Branch County ZIP codes carry the most insurance distress (MI)?

Branch, MI, June 2026: 49245 at 0, 49011 at 0, 49092 at 0, 49030 at 0; Branch, MI climate scores there: 75, 73, 68, 57.

Why does Branch, MI insurance distress create sellers?

A Branch, MI premium outruns the Branch, MI budget; a carrier leaves Branch, MI; Branch, MI carrying cost passes plan; Branch, MI owners sell while current; Branch, MI insurance distress leads Branch, MI foreclosure data.

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