Iron County, MI: Home-Insurance Distress & Forced-Sale Pressure
Iron County, MI: 27/100 (moderate) home-insurance distress; Iron, MI band LOW; Iron, MI #1,737 of 3,222 counties; Iron, MI #38 of 83 in Michigan; raw Iron, MI 31.2; Iron, MI coverage multiplier 0.85.
FEMA hazard, Iron, MI: 52/100; Iron, MI declarations, three years: 2; Iron, MI perils: 2 flood; hazard-weighted, Iron, MI: 4.0.
Declared incidents on the Iron, MI record: 2026 Flood 3 (Iron, MI).
NFIP claims, Iron, MI, three years: none; Iron, MI claim-stress 0/100.
Iron, MI monthly score rose, 0 (March 2026) to 30 (October 2026); Iron, MI by month: March 0, April 0, May 0, June 0 (Iron, MI), July 27, August 26, September 27, October 30.
Iron, MI components: climate 60; Iron, MI retreat index 30; Iron, MI climate multiplier 0.85.
Construction distress, Iron, MI: 47/100 as of August 2026 (Iron, MI: 47/100 one-to-four unit, 6/100 multifamily).
Iron, MI ZIPs, June 2026 (Iron, MI, 8 highest): score 0 (Iron, MI), climate 63 (Iron, MI): 49879; score 0 (Iron, MI), climate 50 (Iron, MI): 49902, 49903, 49915, 49920, Iron, MI 49927, 49935; score 0 (Iron, MI), climate 24 (Iron, MI): 49967.
DLRadar rescores Iron, MI monthly; Iron, MI readings join Iron, MI foreclosure, lien and ownership parcels (Iron, MI), so cost-squeezed Iron, MI owners surface before listing.
Inside Michigan, Iron County ranks 38th of 83 counties for home-insurance distress at 27/100; Benzie County (27/100) sits just above Iron County, and Kalkaska County (27/100) sits just below Iron County.
Deterministic. Every Iron County, MI signal traces to a public Iron dataset (FEMA, NFIP, Census for Iron, MI) · how insurance distress works in Iron, MI · methodology
FAQ: Iron County, MI insurance distress
What is the Iron County, MI home-insurance-distress score?
Iron, MI: 27/100 (LOW), #1,737 of 3,222, #38 in Michigan. FEMA hazard, Iron, MI: 52/100; NFIP stress, Iron, MI: 0/100; construction, Iron, MI: 47/100; Iron, MI rescores monthly.
Is Iron County insurance distress getting better or worse (MI)?
Iron, MI: 0 in March 2026; Iron, MI: 30 in October 2026 (worse); Iron, MI climate component 60.
Which Iron County ZIP codes carry the most insurance distress (MI)?
Iron, MI, June 2026: 49879 at 0, 49902 at 0, 49903 at 0, 49915 at 0; Iron, MI climate scores there: 63, 50, 50, 50.
Why does Iron, MI insurance distress create sellers?
A Iron, MI premium outruns the Iron, MI budget; a carrier leaves Iron, MI; Iron, MI carrying cost passes plan; Iron, MI owners sell while current; Iron, MI insurance distress leads Iron, MI foreclosure data.