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Leelanau County, MI: Home-Insurance Distress & Forced-Sale Pressure

Leelanau County, MI: 5/100 (low) home-insurance distress; Leelanau, MI band LOW; Leelanau, MI #2,454 of 3,222 counties; Leelanau, MI #61 of 83 in Michigan; raw Leelanau, MI 6.1; Leelanau, MI coverage multiplier 0.85.

FEMA hazard, Leelanau, MI: 0/100; Leelanau, MI declarations, three years: none.

NFIP claims, Leelanau, MI, three years: 1; Leelanau, MI payouts $0; per Leelanau, MI claim $0; Leelanau, MI claim-stress 15/100.

Leelanau, MI monthly score rose, 0 (March 2026) to 5 (October 2026); Leelanau, MI by month: March 0, April 0, May 0, June 0 (Leelanau, MI), July 0, August 0, September 0, October 5.

Leelanau, MI components: NFIP claims 15; Leelanau, MI retreat index 5; Leelanau, MI climate multiplier 0.85.

Construction distress, Leelanau, MI: 59/100 as of August 2026 (Leelanau, MI: 58/100 one-to-four unit, 6/100 multifamily).

Leelanau, MI ZIPs, June 2026 (Leelanau, MI, 11 highest): score 0 (Leelanau, MI), climate 55 (Leelanau, MI): 49684; score 0 (Leelanau, MI), climate 50 (Leelanau, MI): 49621, 49636, 49653, 49654, Leelanau, MI 49664, 49670, 49674, 49682; score 0 (Leelanau, MI), climate 49 (Leelanau, MI): 49630; score 0 (Leelanau, MI), climate 24 (Leelanau, MI): 49640.

DLRadar rescores Leelanau, MI monthly; Leelanau, MI readings join Leelanau, MI foreclosure, lien and ownership parcels (Leelanau, MI), so cost-squeezed Leelanau, MI owners surface before listing.

Inside Michigan, Leelanau County ranks 61st of 83 counties for home-insurance distress at 5/100; Jackson County (5/100) sits just above Leelanau County, and Midland County (5/100) sits just below Leelanau County.

Insurance distress
5/100
Leelanau, MI: LOW
National rank
#2454
Leelanau, MI: of 3,222 counties
FEMA hazard
0/100
Leelanau County hazard
NFIP claim stress
15/100
Leelanau, MI 3-year
Flood claims (3y)
1
Leelanau, MI
Claims paid (3y)
$0
Leelanau, MI payouts
Per claim
$0
Leelanau, MI
Construction distress
59/100
Leelanau, MI

Deterministic. Every Leelanau County, MI signal traces to a public Leelanau dataset (FEMA, NFIP, Census for Leelanau, MI) · how insurance distress works in Leelanau, MI · methodology

FAQ: Leelanau County, MI insurance distress

What is the Leelanau County, MI home-insurance-distress score?

Leelanau, MI: 5/100 (LOW), #2,454 of 3,222, #61 in Michigan. FEMA hazard, Leelanau, MI: 0/100; NFIP stress, Leelanau, MI: 15/100; construction, Leelanau, MI: 59/100; Leelanau, MI rescores monthly.

Is Leelanau County insurance distress getting better or worse (MI)?

Leelanau, MI: 0 in March 2026; Leelanau, MI: 5 in October 2026 (worse); Leelanau, MI NFIP claims score 15.

How many flood-insurance claims has Leelanau County, MI had?

Leelanau, MI: 1 NFIP claims, three years; Leelanau, MI paid $0; per Leelanau, MI claim $0; carriers reprice Leelanau, MI against that record.

Which Leelanau County ZIP codes carry the most insurance distress (MI)?

Leelanau, MI, June 2026: 49684 at 0, 49621 at 0, 49636 at 0, 49653 at 0; Leelanau, MI climate scores there: 55, 50, 50, 50.

Why does Leelanau, MI insurance distress create sellers?

A Leelanau, MI premium outruns the Leelanau, MI budget; a carrier leaves Leelanau, MI; Leelanau, MI carrying cost passes plan; Leelanau, MI owners sell while current; Leelanau, MI insurance distress leads Leelanau, MI foreclosure data.

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