Montmorency County, MI: Home-Insurance Distress & Forced-Sale Pressure
Montmorency County, MI: 27/100 (moderate) home-insurance distress; Montmorency, MI band LOW; Montmorency, MI #1,741 of 3,222 counties; Montmorency, MI #42 of 83 in Michigan; raw Montmorency, MI 31.2; Montmorency, MI coverage multiplier 0.85.
FEMA hazard, Montmorency, MI: 52/100; Montmorency, MI declarations, three years: 4; Montmorency, MI perils: 2 flood; Montmorency, MI five-year count 2 (severity 4.0); Montmorency, MI ten-year 2; hazard-weighted, Montmorency, MI: 4.0.
Declared incidents on the Montmorency, MI record: 2026 Flood 3; 2025 Severe Ice Storm 3 (Montmorency, MI).
NFIP claims, Montmorency, MI, three years: none; Montmorency, MI claim-stress 0/100.
Montmorency, MI monthly score rose, 0 (March 2026) to 30 (October 2026); Montmorency, MI by month: March 0, April 0, May 0, June 0 (Montmorency, MI), July 27, August 26, September 27, October 30.
Montmorency, MI components: climate 60; Montmorency, MI retreat index 30; Montmorency, MI climate multiplier 0.85.
Construction distress, Montmorency, MI: 23/100 as of August 2026 (Montmorency, MI: 30/100 one-to-four unit, 13/100 multifamily).
Montmorency, MI ZIPs, June 2026 (Montmorency, MI, 5 highest): score 0 (Montmorency, MI), climate 19 (Montmorency, MI): 49751; score 0 (Montmorency, MI), climate 15 (Montmorency, MI): 49746; score 0 (Montmorency, MI), climate 12 (Montmorency, MI): 48619, 49709, 49756.
DLRadar rescores Montmorency, MI monthly; Montmorency, MI readings join Montmorency, MI foreclosure, lien and ownership parcels (Montmorency, MI), so cost-squeezed Montmorency, MI owners surface before listing.
Inside Michigan, Montmorency County ranks 42nd of 83 counties for home-insurance distress at 27/100; Missaukee County (27/100) sits just above Montmorency County, and Ogemaw County (27/100) sits just below Montmorency County.
Deterministic. Every Montmorency County, MI signal traces to a public Montmorency dataset (FEMA, NFIP, Census for Montmorency, MI) · how insurance distress works in Montmorency, MI · methodology
FAQ: Montmorency County, MI insurance distress
What is the Montmorency County, MI home-insurance-distress score?
Montmorency, MI: 27/100 (LOW), #1,741 of 3,222, #42 in Michigan. FEMA hazard, Montmorency, MI: 52/100; NFIP stress, Montmorency, MI: 0/100; construction, Montmorency, MI: 23/100; Montmorency, MI rescores monthly.
Is Montmorency County insurance distress getting better or worse (MI)?
Montmorency, MI: 0 in March 2026; Montmorency, MI: 30 in October 2026 (worse); Montmorency, MI climate component 60.
Which Montmorency County ZIP codes carry the most insurance distress (MI)?
Montmorency, MI, June 2026: 49751 at 0, 49746 at 0, 48619 at 0, 49709 at 0; Montmorency, MI climate scores there: 19, 15, 12, 12.
Why does Montmorency, MI insurance distress create sellers?
A Montmorency, MI premium outruns the Montmorency, MI budget; a carrier leaves Montmorency, MI; Montmorency, MI carrying cost passes plan; Montmorency, MI owners sell while current; Montmorency, MI insurance distress leads Montmorency, MI foreclosure data.