Presque Isle County, MI: Home-Insurance Distress & Forced-Sale Pressure
Presque Isle County, MI: 27/100 (moderate) home-insurance distress; Presque Isle, MI band LOW; Presque Isle, MI #1,744 of 3,222 counties; Presque Isle, MI #45 of 83 in Michigan; raw Presque Isle, MI 31.2; Presque Isle, MI coverage multiplier 0.85.
FEMA hazard, Presque Isle, MI: 52/100; Presque Isle, MI declarations, three years: 4; Presque Isle, MI perils: 2 flood; Presque Isle, MI five-year count 2 (severity 4.0); Presque Isle, MI ten-year 2; hazard-weighted, Presque Isle, MI: 4.0.
Declared incidents on the Presque Isle, MI record: 2026 Flood 3; 2025 Severe Ice Storm 3 (Presque Isle, MI).
NFIP claims, Presque Isle, MI, three years: none; Presque Isle, MI claim-stress 0/100.
Presque Isle, MI monthly score rose, 0 (March 2026) to 30 (October 2026); Presque Isle, MI by month: March 0, April 0, May 0, June 0 (Presque Isle, MI), July 27, August 26, September 27, October 30.
Presque Isle, MI components: climate 60; Presque Isle, MI retreat index 30; Presque Isle, MI climate multiplier 0.85.
Construction distress, Presque Isle, MI: 47/100 as of August 2026 (Presque Isle, MI: 48/100 one-to-four unit, 0/100 multifamily).
Presque Isle, MI ZIPs, June 2026 (Presque Isle, MI, 7 highest): score 0 (Presque Isle, MI), climate 36 (Presque Isle, MI): 49765; score 0 (Presque Isle, MI), climate 25 (Presque Isle, MI): 49707; score 0 (Presque Isle, MI), climate 20 (Presque Isle, MI): 49776; score 0 (Presque Isle, MI), climate 18 (Presque Isle, MI): 49743, 49759, 49777, 49779.
DLRadar rescores Presque Isle, MI monthly; Presque Isle, MI readings join Presque Isle, MI foreclosure, lien and ownership parcels (Presque Isle, MI), so cost-squeezed Presque Isle, MI owners surface before listing.
Inside Michigan, Presque Isle County ranks 45th of 83 counties for home-insurance distress at 27/100; Oscoda County (27/100) sits just above Presque Isle County, and Tuscola County (27/100) sits just below Presque Isle County.
Deterministic. Every Presque Isle County, MI signal traces to a public Presque Isle dataset (FEMA, NFIP, Census for Presque Isle, MI) · how insurance distress works in Presque Isle, MI · methodology
FAQ: Presque Isle County, MI insurance distress
What is the Presque Isle County, MI home-insurance-distress score?
Presque Isle, MI: 27/100 (LOW), #1,744 of 3,222, #45 in Michigan. FEMA hazard, Presque Isle, MI: 52/100; NFIP stress, Presque Isle, MI: 0/100; construction, Presque Isle, MI: 47/100; Presque Isle, MI rescores monthly.
Is Presque Isle County insurance distress getting better or worse (MI)?
Presque Isle, MI: 0 in March 2026; Presque Isle, MI: 30 in October 2026 (worse); Presque Isle, MI climate component 60.
Which Presque Isle County ZIP codes carry the most insurance distress (MI)?
Presque Isle, MI, June 2026: 49765 at 0, 49707 at 0, 49776 at 0, 49743 at 0; Presque Isle, MI climate scores there: 36, 25, 20, 18.
Why does Presque Isle, MI insurance distress create sellers?
A Presque Isle, MI premium outruns the Presque Isle, MI budget; a carrier leaves Presque Isle, MI; Presque Isle, MI carrying cost passes plan; Presque Isle, MI owners sell while current; Presque Isle, MI insurance distress leads Presque Isle, MI foreclosure data.