Faribault County, MN: Home-Insurance Distress & Forced-Sale Pressure
Faribault County, MN: 27/100 (moderate) home-insurance distress; Faribault, MN band LOW; Faribault, MN #1,748 of 3,222 counties; Faribault, MN #23 of 87 in Minnesota; raw Faribault, MN 31.2; Faribault, MN coverage multiplier 0.85.
FEMA hazard, Faribault, MN: 52/100; Faribault, MN declarations, three years: 2; Faribault, MN perils: 2 flood; Faribault, MN five-year count 3 (severity 4.5); Faribault, MN ten-year 3; hazard-weighted, Faribault, MN: 4.0.
Declared incidents on the Faribault, MN record: 2024 Flood 3 (Faribault, MN).
NFIP claims, Faribault, MN, three years: none; Faribault, MN claim-stress 0/100.
Faribault, MN monthly score fell, 33 (March 2026) to 30 (October 2026); Faribault, MN by month: March 33, April 33, May 30, June 30 (Faribault, MN), July 36, August 36, September 27, October 30.
Faribault, MN components: climate 60; Faribault, MN retreat index 30; Faribault, MN climate multiplier 0.85.
Construction distress, Faribault, MN: 48/100 as of August 2026 (Faribault, MN: 51/100 one-to-four unit, 0/100 multifamily).
Faribault, MN ZIPs, June 2026 (Faribault, MN, 14 highest): score 0 (Faribault, MN), climate 73 (Faribault, MN): 56065; score 0 (Faribault, MN), climate 53 (Faribault, MN): 56009; score 0 (Faribault, MN), climate 52 (Faribault, MN): 56068; score 0 (Faribault, MN), climate 46 (Faribault, MN): 56039, 56097; score 0 (Faribault, MN), climate 45 (Faribault, MN): 56013, 56014, 56023, 56025, Faribault, MN 56027, 56033, 56051, 56098; score 0 (Faribault, MN), climate 33 (Faribault, MN): 56072.
DLRadar rescores Faribault, MN monthly; Faribault, MN readings join Faribault, MN foreclosure, lien and ownership parcels (Faribault, MN), so cost-squeezed Faribault, MN owners surface before listing.
Inside Minnesota, Faribault County ranks 23rd of 87 counties for home-insurance distress at 27/100; Cook County (27/100) sits just above Faribault County, and Freeborn County (27/100) sits just below Faribault County.
Deterministic. Every Faribault County, MN signal traces to a public Faribault dataset (FEMA, NFIP, Census for Faribault, MN) · how insurance distress works in Faribault, MN · methodology
FAQ: Faribault County, MN insurance distress
What is the Faribault County, MN home-insurance-distress score?
Faribault, MN: 27/100 (LOW), #1,748 of 3,222, #23 in Minnesota. FEMA hazard, Faribault, MN: 52/100; NFIP stress, Faribault, MN: 0/100; construction, Faribault, MN: 48/100; Faribault, MN rescores monthly.
Is Faribault County insurance distress getting better or worse (MN)?
Faribault, MN: 33 in March 2026; Faribault, MN: 30 in October 2026 (better); Faribault, MN climate component 60.
Which Faribault County ZIP codes carry the most insurance distress (MN)?
Faribault, MN, June 2026: 56065 at 0, 56009 at 0, 56068 at 0, 56039 at 0; Faribault, MN climate scores there: 73, 53, 52, 46.
Why does Faribault, MN insurance distress create sellers?
A Faribault, MN premium outruns the Faribault, MN budget; a carrier leaves Faribault, MN; Faribault, MN carrying cost passes plan; Faribault, MN owners sell while current; Faribault, MN insurance distress leads Faribault, MN foreclosure data.