Mcleod County, MN: Home-Insurance Distress & Forced-Sale Pressure
Mcleod County, MN: 27/100 (moderate) home-insurance distress; Mcleod, MN band LOW; Mcleod, MN #1,752 of 3,222 counties; Mcleod, MN #27 of 87 in Minnesota; raw Mcleod, MN 31.2; Mcleod, MN coverage multiplier 0.85.
FEMA hazard, Mcleod, MN: 52/100; Mcleod, MN declarations, three years: 2; Mcleod, MN perils: 2 flood; Mcleod, MN five-year count 3 (severity 4.5); Mcleod, MN ten-year 3; hazard-weighted, Mcleod, MN: 4.0.
Declared incidents on the Mcleod, MN record: 2024 Flood 2 (Mcleod, MN).
NFIP claims, Mcleod, MN, three years: none; Mcleod, MN claim-stress 0/100.
Mcleod, MN monthly score fell, 33 (March 2026) to 30 (October 2026); Mcleod, MN by month: March 33, April 33, May 30, June 30 (Mcleod, MN), July 36, August 36, September 27, October 30.
Mcleod, MN components: climate 60; Mcleod, MN retreat index 30; Mcleod, MN climate multiplier 0.85.
Construction distress, Mcleod, MN: 1/100 as of August 2026 (Mcleod, MN: 76/100 one-to-four unit, 0/100 multifamily).
Mcleod, MN ZIPs, June 2026 (Mcleod, MN, 12 highest): score 0 (Mcleod, MN), climate 69 (Mcleod, MN): 55397; score 0 (Mcleod, MN), climate 58 (Mcleod, MN): 55339; score 0 (Mcleod, MN), climate 56 (Mcleod, MN): 55395; score 0 (Mcleod, MN), climate 51 (Mcleod, MN): 55312, 55354, 55370, 55381; score 0 (Mcleod, MN), climate 49 (Mcleod, MN): 55350; score 0 (Mcleod, MN), climate 48 (Mcleod, MN): 55336; score 0 (Mcleod, MN), climate 45 (Mcleod, MN): 55385; score 0 (Mcleod, MN), climate 37 (Mcleod, MN): 55334; score 0 (Mcleod, MN), climate 35 (Mcleod, MN): 55396.
DLRadar rescores Mcleod, MN monthly; Mcleod, MN readings join Mcleod, MN foreclosure, lien and ownership parcels (Mcleod, MN), so cost-squeezed Mcleod, MN owners surface before listing.
Inside Minnesota, Mcleod County ranks 27th of 87 counties for home-insurance distress at 27/100; Lake County (27/100) sits just above Mcleod County, and Martin County (27/100) sits just below Mcleod County.
Deterministic. Every Mcleod County, MN signal traces to a public Mcleod dataset (FEMA, NFIP, Census for Mcleod, MN) · how insurance distress works in Mcleod, MN · methodology
FAQ: Mcleod County, MN insurance distress
What is the Mcleod County, MN home-insurance-distress score?
Mcleod, MN: 27/100 (LOW), #1,752 of 3,222, #27 in Minnesota. FEMA hazard, Mcleod, MN: 52/100; NFIP stress, Mcleod, MN: 0/100; construction, Mcleod, MN: 1/100; Mcleod, MN rescores monthly.
Is Mcleod County insurance distress getting better or worse (MN)?
Mcleod, MN: 33 in March 2026; Mcleod, MN: 30 in October 2026 (better); Mcleod, MN climate component 60.
Which Mcleod County ZIP codes carry the most insurance distress (MN)?
Mcleod, MN, June 2026: 55397 at 0, 55339 at 0, 55395 at 0, 55312 at 0; Mcleod, MN climate scores there: 69, 58, 56, 51.
Why does Mcleod, MN insurance distress create sellers?
A Mcleod, MN premium outruns the Mcleod, MN budget; a carrier leaves Mcleod, MN; Mcleod, MN carrying cost passes plan; Mcleod, MN owners sell while current; Mcleod, MN insurance distress leads Mcleod, MN foreclosure data.