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Murray County, MN: Home-Insurance Distress & Forced-Sale Pressure

Murray County, MN: 27/100 (moderate) home-insurance distress; Murray, MN band LOW; Murray, MN #1,754 of 3,222 counties; Murray, MN #29 of 87 in Minnesota; raw Murray, MN 31.2; Murray, MN coverage multiplier 0.85.

FEMA hazard, Murray, MN: 52/100; Murray, MN declarations, three years: 2; Murray, MN perils: 2 flood; Murray, MN five-year count 3 (severity 4.5); Murray, MN ten-year 3; hazard-weighted, Murray, MN: 4.0.

Declared incidents on the Murray, MN record: 2024 Flood 3 (Murray, MN).

NFIP claims, Murray, MN, three years: none; Murray, MN claim-stress 0/100.

Murray, MN monthly score fell, 33 (March 2026) to 30 (October 2026); Murray, MN by month: March 33, April 33, May 30, June 30 (Murray, MN), July 36, August 36, September 27, October 30.

Murray, MN components: climate 60; Murray, MN retreat index 30; Murray, MN climate multiplier 0.85.

Construction distress, Murray, MN: 93/100 as of August 2026 (Murray, MN: 84/100 one-to-four unit, 40/100 multifamily).

Murray, MN ZIPs, June 2026 (Murray, MN, 16 highest): score 0 (Murray, MN), climate 42 (Murray, MN): 56175; score 0 (Murray, MN), climate 41 (Murray, MN): 56115; score 0 (Murray, MN), climate 38 (Murray, MN): 56132; score 0 (Murray, MN), climate 34 (Murray, MN): 56180; score 0 (Murray, MN), climate 33 (Murray, MN): 56131; score 0 (Murray, MN), climate 27 (Murray, MN): 56183; score 0 (Murray, MN), climate 24 (Murray, MN): 56122, 56141; score 0 (Murray, MN), climate 23 (Murray, MN): 56170; score 0 (Murray, MN), climate 22 (Murray, MN): 56128; score 0 (Murray, MN), climate 21 (Murray, MN): 56114, 56123, 56125, 56151, Murray, MN 56172, 56186.

DLRadar rescores Murray, MN monthly; Murray, MN readings join Murray, MN foreclosure, lien and ownership parcels (Murray, MN), so cost-squeezed Murray, MN owners surface before listing.

Inside Minnesota, Murray County ranks 29th of 87 counties for home-insurance distress at 27/100; Martin County (27/100) sits just above Murray County, and Pipestone County (27/100) sits just below Murray County.

Insurance distress
27/100
Murray, MN: LOW
National rank
#1754
Murray, MN: of 3,222 counties
FEMA hazard
52/100
Murray County hazard
NFIP claim stress
0/100
Murray, MN 3-year
Flood claims (3y)
0
Murray, MN
Claims paid (3y)
$0
Murray, MN payouts
Per claim
$0
Murray, MN
Construction distress
93/100
Murray, MN

Deterministic. Every Murray County, MN signal traces to a public Murray dataset (FEMA, NFIP, Census for Murray, MN) · how insurance distress works in Murray, MN · methodology

FAQ: Murray County, MN insurance distress

What is the Murray County, MN home-insurance-distress score?

Murray, MN: 27/100 (LOW), #1,754 of 3,222, #29 in Minnesota. FEMA hazard, Murray, MN: 52/100; NFIP stress, Murray, MN: 0/100; construction, Murray, MN: 93/100; Murray, MN rescores monthly.

Is Murray County insurance distress getting better or worse (MN)?

Murray, MN: 33 in March 2026; Murray, MN: 30 in October 2026 (better); Murray, MN climate component 60.

Which Murray County ZIP codes carry the most insurance distress (MN)?

Murray, MN, June 2026: 56175 at 0, 56115 at 0, 56132 at 0, 56180 at 0; Murray, MN climate scores there: 42, 41, 38, 34.

Why does Murray, MN insurance distress create sellers?

A Murray, MN premium outruns the Murray, MN budget; a carrier leaves Murray, MN; Murray, MN carrying cost passes plan; Murray, MN owners sell while current; Murray, MN insurance distress leads Murray, MN foreclosure data.

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