Nicollet County, MN: Home-Insurance Distress & Forced-Sale Pressure
Nicollet County, MN: 61/100 (elevated) home-insurance distress; Nicollet, MN band MEDIUM; Nicollet, MN #872 of 3,222 counties; Nicollet, MN #9 of 87 in Minnesota.
FEMA hazard, Nicollet, MN: 52/100; Nicollet, MN declarations, three years: 2; Nicollet, MN perils: 2 flood; Nicollet, MN five-year count 3 (severity 4.5); Nicollet, MN ten-year 3; hazard-weighted, Nicollet, MN: 4.0.
Declared incidents on the Nicollet, MN record: 2024 Flood 3 (Nicollet, MN).
NFIP claims, Nicollet, MN, three years: 2; Nicollet, MN payouts $97,987; per Nicollet, MN claim $48,994; Nicollet, MN claim-stress 74/100.
Nicollet, MN monthly score fell, 69 (March 2026) to 65 (October 2026); Nicollet, MN by month: March 69, April 69, May 65, June 65 (Nicollet, MN), July 73, August 72, September 62, October 65.
Nicollet, MN components: climate 60, NFIP claims 74; Nicollet, MN retreat index 65.
Construction distress, Nicollet, MN: 5/100 as of August 2026 (Nicollet, MN: 39/100 one-to-four unit, 1/100 multifamily).
Nicollet, MN ZIPs, June 2026 (Nicollet, MN, 10 highest): score 0 (Nicollet, MN), climate 57 (Nicollet, MN): 56073; score 0 (Nicollet, MN), climate 51 (Nicollet, MN): 56003, 56021, 56074; score 0 (Nicollet, MN), climate 49 (Nicollet, MN): 56082; score 0 (Nicollet, MN), climate 48 (Nicollet, MN): 56054; score 0 (Nicollet, MN), climate 42 (Nicollet, MN): 55332; score 0 (Nicollet, MN), climate 38 (Nicollet, MN): 55335; score 0 (Nicollet, MN), climate 37 (Nicollet, MN): 55334, 56058.
DLRadar rescores Nicollet, MN monthly; Nicollet, MN readings join Nicollet, MN foreclosure, lien and ownership parcels (Nicollet, MN), so cost-squeezed Nicollet, MN owners surface before listing.
Inside Minnesota, Nicollet County ranks 9th of 87 counties for home-insurance distress at 61/100; Cottonwood County (63/100) sits just above Nicollet County, and Waseca County (60/100) sits just below Nicollet County.
Deterministic. Every Nicollet County, MN signal traces to a public Nicollet dataset (FEMA, NFIP, Census for Nicollet, MN) · how insurance distress works in Nicollet, MN · methodology
FAQ: Nicollet County, MN insurance distress
What is the Nicollet County, MN home-insurance-distress score?
Nicollet, MN: 61/100 (MEDIUM), #872 of 3,222, #9 in Minnesota. FEMA hazard, Nicollet, MN: 52/100; NFIP stress, Nicollet, MN: 74/100; construction, Nicollet, MN: 5/100; Nicollet, MN rescores monthly.
Is Nicollet County insurance distress getting better or worse (MN)?
Nicollet, MN: 69 in March 2026; Nicollet, MN: 65 in October 2026 (better); Nicollet, MN climate component 60; Nicollet, MN NFIP claims score 74.
How many flood-insurance claims has Nicollet County, MN had?
Nicollet, MN: 2 NFIP claims, three years; Nicollet, MN paid $97,987; per Nicollet, MN claim $48,994; carriers reprice Nicollet, MN against that record.
Which Nicollet County ZIP codes carry the most insurance distress (MN)?
Nicollet, MN, June 2026: 56073 at 0, 56003 at 0, 56021 at 0, 56074 at 0; Nicollet, MN climate scores there: 57, 51, 51, 51.
Why does Nicollet, MN insurance distress create sellers?
A Nicollet, MN premium outruns the Nicollet, MN budget; a carrier leaves Nicollet, MN; Nicollet, MN carrying cost passes plan; Nicollet, MN owners sell while current; Nicollet, MN insurance distress leads Nicollet, MN foreclosure data.