Roseau County, MN: Home-Insurance Distress & Forced-Sale Pressure
Roseau County, MN: 0/100 (low) home-insurance distress; Roseau, MN band ZERO; Roseau, MN #2,776 of 3,222 counties; Roseau, MN #79 of 87 in Minnesota; Roseau, MN coverage multiplier 0.70.
FEMA hazard, Roseau, MN: 0/100; Roseau, MN declarations, three years: none; Roseau, MN five-year count 3 (severity 3.0); Roseau, MN ten-year 3.
Declared incidents on the Roseau, MN record: 2023 Flood 1 (Roseau, MN).
NFIP claims, Roseau, MN, three years: none; Roseau, MN claim-stress 0/100.
Roseau, MN monthly score: 0 in every month from March 2026 (Roseau, MN) through October 2026.
Roseau, MN components: all zero this month; Roseau, MN climate multiplier 0.70.
Construction distress, Roseau, MN: 92/100 as of August 2026 (Roseau, MN: 92/100 one-to-four unit, 0/100 multifamily).
Roseau, MN ZIPs, June 2026 (Roseau, MN, 11 highest): score 0 (Roseau, MN), climate 48 (Roseau, MN): 56714, 56726, 56751, 56756, Roseau, MN 56761, 56763; score 0 (Roseau, MN), climate 41 (Roseau, MN): 56759; score 0 (Roseau, MN), climate 28 (Roseau, MN): 56724; score 0 (Roseau, MN), climate 18 (Roseau, MN): 56732; score 0 (Roseau, MN), climate 17 (Roseau, MN): 56735; score 0 (Roseau, MN), climate 16 (Roseau, MN): 56673.
DLRadar rescores Roseau, MN monthly; Roseau, MN readings join Roseau, MN foreclosure, lien and ownership parcels (Roseau, MN), so cost-squeezed Roseau, MN owners surface before listing.
Inside Minnesota, Roseau County ranks 79th of 87 counties for home-insurance distress at 0/100; Red Lake County (0/100) sits just above Roseau County, and Sherburne County (0/100) sits just below Roseau County.
Deterministic. Every Roseau County, MN signal traces to a public Roseau dataset (FEMA, NFIP, Census for Roseau, MN) · how insurance distress works in Roseau, MN · methodology
FAQ: Roseau County, MN insurance distress
What is the Roseau County, MN home-insurance-distress score?
Roseau, MN: 0/100 (ZERO), #2,776 of 3,222, #79 in Minnesota. FEMA hazard, Roseau, MN: 0/100; NFIP stress, Roseau, MN: 0/100; construction, Roseau, MN: 92/100; Roseau, MN rescores monthly.
Is Roseau County insurance distress getting better or worse (MN)?
Roseau, MN: 0 in March 2026; Roseau, MN: 0 in October 2026 (unchanged).
Which Roseau County ZIP codes carry the most insurance distress (MN)?
Roseau, MN, June 2026: 56714 at 0, 56726 at 0, 56751 at 0, 56756 at 0; Roseau, MN climate scores there: 48, 48, 48, 48.
Why does Roseau, MN insurance distress create sellers?
A Roseau, MN premium outruns the Roseau, MN budget; a carrier leaves Roseau, MN; Roseau, MN carrying cost passes plan; Roseau, MN owners sell while current; Roseau, MN insurance distress leads Roseau, MN foreclosure data.