Todd County, MN: Home-Insurance Distress & Forced-Sale Pressure
Todd County, MN: 21/100 (low) home-insurance distress; Todd, MN band LOW; Todd, MN #2,081 of 3,222 counties; Todd, MN #35 of 87 in Minnesota; raw Todd, MN 25.1; Todd, MN coverage multiplier 0.85.
FEMA hazard, Todd, MN: 0/100; Todd, MN declarations, three years: none.
NFIP claims, Todd, MN, three years: 2; Todd, MN payouts $25,762; per Todd, MN claim $12,881; Todd, MN claim-stress 63/100.
Todd, MN monthly score fell, 22 (March 2026) to 21 (October 2026); Todd, MN by month: March 22, April 22, May 22, June 22 (Todd, MN), July 22, August 22, September 22, October 21.
Todd, MN components: NFIP claims 63; Todd, MN retreat index 21; Todd, MN climate multiplier 0.85.
Construction distress, Todd, MN: 75/100 as of August 2026 (Todd, MN: 60/100 one-to-four unit, 99/100 multifamily).
Todd, MN ZIPs, June 2026 (Todd, MN, 16 highest): score 0 (Todd, MN), climate 74 (Todd, MN): 56378; score 0 (Todd, MN), climate 62 (Todd, MN): 56382, 56453; score 0 (Todd, MN), climate 60 (Todd, MN): 56443; score 0 (Todd, MN), climate 53 (Todd, MN): 56466; score 0 (Todd, MN), climate 48 (Todd, MN): 56318; score 0 (Todd, MN), climate 47 (Todd, MN): 56319; score 0 (Todd, MN), climate 43 (Todd, MN): 56360, 56446, 56482; score 0 (Todd, MN), climate 42 (Todd, MN): 56437; score 0 (Todd, MN), climate 39 (Todd, MN): 56336, 56347; score 0 (Todd, MN), climate 38 (Todd, MN): 56389, 56438, 56440.
DLRadar rescores Todd, MN monthly; Todd, MN readings join Todd, MN foreclosure, lien and ownership parcels (Todd, MN), so cost-squeezed Todd, MN owners surface before listing.
Inside Minnesota, Todd County ranks 35th of 87 counties for home-insurance distress at 21/100; Olmsted County (23/100) sits just above Todd County, and Kandiyohi County (20/100) sits just below Todd County.
Deterministic. Every Todd County, MN signal traces to a public Todd dataset (FEMA, NFIP, Census for Todd, MN) · how insurance distress works in Todd, MN · methodology
FAQ: Todd County, MN insurance distress
What is the Todd County, MN home-insurance-distress score?
Todd, MN: 21/100 (LOW), #2,081 of 3,222, #35 in Minnesota. FEMA hazard, Todd, MN: 0/100; NFIP stress, Todd, MN: 63/100; construction, Todd, MN: 75/100; Todd, MN rescores monthly.
Is Todd County insurance distress getting better or worse (MN)?
Todd, MN: 22 in March 2026; Todd, MN: 21 in October 2026 (better); Todd, MN NFIP claims score 63.
How many flood-insurance claims has Todd County, MN had?
Todd, MN: 2 NFIP claims, three years; Todd, MN paid $25,762; per Todd, MN claim $12,881; carriers reprice Todd, MN against that record.
Which Todd County ZIP codes carry the most insurance distress (MN)?
Todd, MN, June 2026: 56378 at 0, 56382 at 0, 56453 at 0, 56443 at 0; Todd, MN climate scores there: 74, 62, 62, 60.
Why does Todd, MN insurance distress create sellers?
A Todd, MN premium outruns the Todd, MN budget; a carrier leaves Todd, MN; Todd, MN carrying cost passes plan; Todd, MN owners sell while current; Todd, MN insurance distress leads Todd, MN foreclosure data.