Waseca County, MN: Home-Insurance Distress & Forced-Sale Pressure
Waseca County, MN: 60/100 (elevated) home-insurance distress; Waseca, MN band MEDIUM; Waseca, MN #891 of 3,222 counties; Waseca, MN #10 of 87 in Minnesota.
FEMA hazard, Waseca, MN: 52/100; Waseca, MN declarations, three years: 2; Waseca, MN perils: 2 flood; Waseca, MN five-year count 3 (severity 4.5); Waseca, MN ten-year 3; hazard-weighted, Waseca, MN: 4.0.
Declared incidents on the Waseca, MN record: 2024 Flood 2 (Waseca, MN).
NFIP claims, Waseca, MN, three years: 3; Waseca, MN payouts $79,026; per Waseca, MN claim $26,342; Waseca, MN claim-stress 72/100.
Waseca, MN monthly score fell, 68 (March 2026) to 64 (October 2026); Waseca, MN by month: March 68, April 68, May 64, June 64 (Waseca, MN), July 72, August 72, September 61, October 64.
Waseca, MN components: climate 60, NFIP claims 72; Waseca, MN retreat index 64.
Construction distress, Waseca, MN: 3/100 as of August 2026 (Waseca, MN: 51/100 one-to-four unit, 4/100 multifamily).
Waseca, MN ZIPs, June 2026 (Waseca, MN, 13 highest): score 0 (Waseca, MN), climate 73 (Waseca, MN): 56065; score 0 (Waseca, MN), climate 70 (Waseca, MN): 55052; score 0 (Waseca, MN), climate 58 (Waseca, MN): 56063; score 0 (Waseca, MN), climate 52 (Waseca, MN): 56068; score 0 (Waseca, MN), climate 51 (Waseca, MN): 56026, 56078; score 0 (Waseca, MN), climate 46 (Waseca, MN): 56097; score 0 (Waseca, MN), climate 40 (Waseca, MN): 56096; score 0 (Waseca, MN), climate 39 (Waseca, MN): 56048; score 0 (Waseca, MN), climate 35 (Waseca, MN): 56028; score 0 (Waseca, MN), climate 33 (Waseca, MN): 56072; score 0 (Waseca, MN), climate 29 (Waseca, MN): 56093; score 0 (Waseca, MN), climate 28 (Waseca, MN): 56091.
DLRadar rescores Waseca, MN monthly; Waseca, MN readings join Waseca, MN foreclosure, lien and ownership parcels (Waseca, MN), so cost-squeezed Waseca, MN owners surface before listing.
Inside Minnesota, Waseca County ranks 10th of 87 counties for home-insurance distress at 60/100; Nicollet County (61/100) sits just above Waseca County, and Steele County (60/100) sits just below Waseca County.
Deterministic. Every Waseca County, MN signal traces to a public Waseca dataset (FEMA, NFIP, Census for Waseca, MN) · how insurance distress works in Waseca, MN · methodology
FAQ: Waseca County, MN insurance distress
What is the Waseca County, MN home-insurance-distress score?
Waseca, MN: 60/100 (MEDIUM), #891 of 3,222, #10 in Minnesota. FEMA hazard, Waseca, MN: 52/100; NFIP stress, Waseca, MN: 72/100; construction, Waseca, MN: 3/100; Waseca, MN rescores monthly.
Is Waseca County insurance distress getting better or worse (MN)?
Waseca, MN: 68 in March 2026; Waseca, MN: 64 in October 2026 (better); Waseca, MN climate component 60; Waseca, MN NFIP claims score 72.
How many flood-insurance claims has Waseca County, MN had?
Waseca, MN: 3 NFIP claims, three years; Waseca, MN paid $79,026; per Waseca, MN claim $26,342; carriers reprice Waseca, MN against that record.
Which Waseca County ZIP codes carry the most insurance distress (MN)?
Waseca, MN, June 2026: 56065 at 0, 55052 at 0, 56063 at 0, 56068 at 0; Waseca, MN climate scores there: 73, 70, 58, 52.
Why does Waseca, MN insurance distress create sellers?
A Waseca, MN premium outruns the Waseca, MN budget; a carrier leaves Waseca, MN; Waseca, MN carrying cost passes plan; Waseca, MN owners sell while current; Waseca, MN insurance distress leads Waseca, MN foreclosure data.