Watonwan County, MN: Home-Insurance Distress & Forced-Sale Pressure
Watonwan County, MN: 67/100 (elevated) home-insurance distress; Watonwan, MN band MEDIUM; Watonwan, MN #709 of 3,222 counties; Watonwan, MN #3 of 87 in Minnesota.
FEMA hazard, Watonwan, MN: 52/100; Watonwan, MN declarations, three years: 2; Watonwan, MN perils: 2 flood; Watonwan, MN five-year count 3 (severity 4.5); Watonwan, MN ten-year 3; hazard-weighted, Watonwan, MN: 4.0.
Declared incidents on the Watonwan, MN record: 2024 Flood 3 (Watonwan, MN).
NFIP claims, Watonwan, MN, three years: 7; Watonwan, MN payouts $894,277; per Watonwan, MN claim $127,754; Watonwan, MN claim-stress 89/100.
Watonwan, MN monthly score fell, 74 (March 2026) to 71 (October 2026); Watonwan, MN by month: March 74, April 74, May 70, June 70 (Watonwan, MN), July 78, August 78, September 67, October 71.
Watonwan, MN components: climate 60, NFIP claims 89; Watonwan, MN retreat index 71.
Construction distress, Watonwan, MN: 17/100 as of August 2026 (Watonwan, MN: 14/100 one-to-four unit, 26/100 multifamily).
Watonwan, MN ZIPs, June 2026 (Watonwan, MN, 10 highest): score 0 (Watonwan, MN), climate 46 (Watonwan, MN): 56019; score 0 (Watonwan, MN), climate 43 (Watonwan, MN): 56088; score 0 (Watonwan, MN), climate 41 (Watonwan, MN): 56062; score 0 (Watonwan, MN), climate 38 (Watonwan, MN): 56162; score 0 (Watonwan, MN), climate 36 (Watonwan, MN): 56160; score 0 (Watonwan, MN), climate 28 (Watonwan, MN): 56060; score 0 (Watonwan, MN), climate 26 (Watonwan, MN): 56081; score 0 (Watonwan, MN), climate 25 (Watonwan, MN): 56022, 56056, 56120.
DLRadar rescores Watonwan, MN monthly; Watonwan, MN readings join Watonwan, MN foreclosure, lien and ownership parcels (Watonwan, MN), so cost-squeezed Watonwan, MN owners surface before listing.
Inside Minnesota, Watonwan County ranks 3rd of 87 counties for home-insurance distress at 67/100; Le Sueur County (68/100) sits just above Watonwan County, and Rice County (66/100) sits just below Watonwan County.
Deterministic. Every Watonwan County, MN signal traces to a public Watonwan dataset (FEMA, NFIP, Census for Watonwan, MN) · how insurance distress works in Watonwan, MN · methodology
FAQ: Watonwan County, MN insurance distress
What is the Watonwan County, MN home-insurance-distress score?
Watonwan, MN: 67/100 (MEDIUM), #709 of 3,222, #3 in Minnesota. FEMA hazard, Watonwan, MN: 52/100; NFIP stress, Watonwan, MN: 89/100; construction, Watonwan, MN: 17/100; Watonwan, MN rescores monthly.
Is Watonwan County insurance distress getting better or worse (MN)?
Watonwan, MN: 74 in March 2026; Watonwan, MN: 71 in October 2026 (better); Watonwan, MN climate component 60; Watonwan, MN NFIP claims score 89.
How many flood-insurance claims has Watonwan County, MN had?
Watonwan, MN: 7 NFIP claims, three years; Watonwan, MN paid $894,277; per Watonwan, MN claim $127,754; carriers reprice Watonwan, MN against that record.
Which Watonwan County ZIP codes carry the most insurance distress (MN)?
Watonwan, MN, June 2026: 56019 at 0, 56088 at 0, 56062 at 0, 56162 at 0; Watonwan, MN climate scores there: 46, 43, 41, 38.
Why does Watonwan, MN insurance distress create sellers?
A Watonwan, MN premium outruns the Watonwan, MN budget; a carrier leaves Watonwan, MN; Watonwan, MN carrying cost passes plan; Watonwan, MN owners sell while current; Watonwan, MN insurance distress leads Watonwan, MN foreclosure data.