Adair County, MO: Home-Insurance Distress & Forced-Sale Pressure
Adair County, MO: 30/100 (moderate) home-insurance distress; Adair, MO band LOW; Adair, MO #1,593 of 3,222 counties; Adair, MO #43 of 115 in Missouri.
FEMA hazard, Adair, MO: 40/100; Adair, MO declarations, three years: 2; Adair, MO perils: 2 severe-storm; Adair, MO five-year count 3 (severity 3.0); Adair, MO ten-year 3; hazard-weighted, Adair, MO: 2.0.
Declared incidents on the Adair, MO record: 2026 Severe Storm 2; 2023 Severe Storm 2 (Adair, MO).
NFIP claims, Adair, MO, three years: 1; Adair, MO payouts $0; per Adair, MO claim $0; Adair, MO claim-stress 15/100.
Adair, MO monthly score rose, 11 (March 2026) to 34 (October 2026); Adair, MO by month: March 11, April 11, May 5, June 5 (Adair, MO), July 5, August 31, September 31, October 34.
Adair, MO components: climate 46, NFIP claims 15; Adair, MO retreat index 34.
Construction distress, Adair, MO: 38/100 as of August 2026 (Adair, MO: 43/100 one-to-four unit, 0/100 multifamily).
Adair, MO ZIPs, June 2026 (Adair, MO, 9 highest): score 0 (Adair, MO), climate 36 (Adair, MO): 63549; score 0 (Adair, MO), climate 34 (Adair, MO): 63501, 63540; score 0 (Adair, MO), climate 33 (Adair, MO): 63533; score 0 (Adair, MO), climate 31 (Adair, MO): 63557, 63559; score 0 (Adair, MO), climate 24 (Adair, MO): 63546; score 0 (Adair, MO), climate 21 (Adair, MO): 63544, 63547.
DLRadar rescores Adair, MO monthly; Adair, MO readings join Adair, MO foreclosure, lien and ownership parcels (Adair, MO), so cost-squeezed Adair, MO owners surface before listing.
Inside Missouri, Adair County ranks 43rd of 115 counties for home-insurance distress at 30/100; Mississippi County (32/100) sits just above Adair County, and Osage County (30/100) sits just below Adair County.
Deterministic. Every Adair County, MO signal traces to a public Adair dataset (FEMA, NFIP, Census for Adair, MO) · how insurance distress works in Adair, MO · methodology
FAQ: Adair County, MO insurance distress
What is the Adair County, MO home-insurance-distress score?
Adair, MO: 30/100 (LOW), #1,593 of 3,222, #43 in Missouri. FEMA hazard, Adair, MO: 40/100; NFIP stress, Adair, MO: 15/100; construction, Adair, MO: 38/100; Adair, MO rescores monthly.
Is Adair County insurance distress getting better or worse (MO)?
Adair, MO: 11 in March 2026; Adair, MO: 34 in October 2026 (worse); Adair, MO climate component 46; Adair, MO NFIP claims score 15.
How many flood-insurance claims has Adair County, MO had?
Adair, MO: 1 NFIP claims, three years; Adair, MO paid $0; per Adair, MO claim $0; carriers reprice Adair, MO against that record.
Which Adair County ZIP codes carry the most insurance distress (MO)?
Adair, MO, June 2026: 63549 at 0, 63501 at 0, 63540 at 0, 63533 at 0; Adair, MO climate scores there: 36, 34, 34, 33.
Why does Adair, MO insurance distress create sellers?
A Adair, MO premium outruns the Adair, MO budget; a carrier leaves Adair, MO; Adair, MO carrying cost passes plan; Adair, MO owners sell while current; Adair, MO insurance distress leads Adair, MO foreclosure data.