Audrain County, MO: Home-Insurance Distress & Forced-Sale Pressure
Audrain County, MO: 28/100 (moderate) home-insurance distress; Audrain, MO band LOW; Audrain, MO #1,678 of 3,222 counties; Audrain, MO #56 of 115 in Missouri; raw Audrain, MO 32.6; Audrain, MO coverage multiplier 0.85.
FEMA hazard, Audrain, MO: 0/100; Audrain, MO declarations, three years: none.
NFIP claims, Audrain, MO, three years: 2; Audrain, MO payouts $503,661; per Audrain, MO claim $251,831; Audrain, MO claim-stress 82/100.
Audrain, MO monthly score fell, 34 (March 2026) to 28 (October 2026); Audrain, MO by month: March 34, April 34, May 34, June 34 (Audrain, MO), July 34, August 34, September 34, October 28.
Audrain, MO components: NFIP claims 82; Audrain, MO retreat index 28; Audrain, MO climate multiplier 0.85.
Construction distress, Audrain, MO: 37/100 as of August 2026 (Audrain, MO: 34/100 one-to-four unit, 18/100 multifamily).
Audrain, MO ZIPs, June 2026 (Audrain, MO, 14 highest): score 0 (Audrain, MO), climate 82 (Audrain, MO): 65284; score 0 (Audrain, MO), climate 64 (Audrain, MO): 65231; score 0 (Audrain, MO), climate 62 (Audrain, MO): 65240; score 0 (Audrain, MO), climate 52 (Audrain, MO): 65243, 65264; score 0 (Audrain, MO), climate 49 (Audrain, MO): 63345, 65232, 65280, 65285; score 0 (Audrain, MO), climate 47 (Audrain, MO): 65265; score 0 (Audrain, MO), climate 46 (Audrain, MO): 63352; score 0 (Audrain, MO), climate 42 (Audrain, MO): 63359; score 0 (Audrain, MO), climate 39 (Audrain, MO): 63384; score 0 (Audrain, MO), climate 37 (Audrain, MO): 63382.
DLRadar rescores Audrain, MO monthly; Audrain, MO readings join Audrain, MO foreclosure, lien and ownership parcels (Audrain, MO), so cost-squeezed Audrain, MO owners surface before listing.
Inside Missouri, Audrain County ranks 51st of 115 counties for home-insurance distress at 28/100; Lincoln County (28/100) sits just above Audrain County, and Barry County (27/100) sits just below Audrain County.
Deterministic. Every Audrain County, MO signal traces to a public Audrain dataset (FEMA, NFIP, Census for Audrain, MO) · how insurance distress works in Audrain, MO · methodology
FAQ: Audrain County, MO insurance distress
What is the Audrain County, MO home-insurance-distress score?
Audrain, MO: 28/100 (LOW), #1,678 of 3,222, #56 in Missouri. FEMA hazard, Audrain, MO: 0/100; NFIP stress, Audrain, MO: 82/100; construction, Audrain, MO: 37/100; Audrain, MO rescores monthly.
Is Audrain County insurance distress getting better or worse (MO)?
Audrain, MO: 34 in March 2026; Audrain, MO: 28 in October 2026 (better); Audrain, MO NFIP claims score 82.
How many flood-insurance claims has Audrain County, MO had?
Audrain, MO: 2 NFIP claims, three years; Audrain, MO paid $503,661; per Audrain, MO claim $251,831; carriers reprice Audrain, MO against that record.
Which Audrain County ZIP codes carry the most insurance distress (MO)?
Audrain, MO, June 2026: 65284 at 0, 65231 at 0, 65240 at 0, 65243 at 0; Audrain, MO climate scores there: 82, 64, 62, 52.
Why does Audrain, MO insurance distress create sellers?
A Audrain, MO premium outruns the Audrain, MO budget; a carrier leaves Audrain, MO; Audrain, MO carrying cost passes plan; Audrain, MO owners sell while current; Audrain, MO insurance distress leads Audrain, MO foreclosure data.