Bates County, MO: Home-Insurance Distress & Forced-Sale Pressure
Bates County, MO: 22/100 (low) home-insurance distress; Bates, MO band LOW; Bates, MO #2,062 of 3,222 counties; Bates, MO #61 of 115 in Missouri; raw Bates, MO 25.6; Bates, MO coverage multiplier 0.85.
FEMA hazard, Bates, MO: 0/100; Bates, MO declarations, three years: none; Bates, MO five-year count 3 (severity 3.0); Bates, MO ten-year 3.
Declared incidents on the Bates, MO record: 2023 Severe Storm 2 (Bates, MO).
NFIP claims, Bates, MO, three years: 2; Bates, MO payouts $30,501; per Bates, MO claim $15,250; Bates, MO claim-stress 64/100.
Bates, MO monthly score fell, 30 (March 2026) to 22 (October 2026); Bates, MO by month: March 30, April 30, May 30, June 30 (Bates, MO), July 30, August 30, September 30, October 22.
Bates, MO components: NFIP claims 64; Bates, MO retreat index 22; Bates, MO climate multiplier 0.85.
Construction distress, Bates, MO: 5/100 as of August 2026 (Bates, MO: 9/100 one-to-four unit, 0/100 multifamily).
Bates, MO ZIPs, June 2026 (Bates, MO, 13 highest): score 0 (Bates, MO), climate 69 (Bates, MO): 64725; score 0 (Bates, MO), climate 63 (Bates, MO): 64742; score 0 (Bates, MO), climate 46 (Bates, MO): 64770; score 0 (Bates, MO), climate 45 (Bates, MO): 64788; score 0 (Bates, MO), climate 39 (Bates, MO): 64752; score 0 (Bates, MO), climate 35 (Bates, MO): 64779; score 0 (Bates, MO), climate 30 (Bates, MO): 64720, 64722, 64723, 64730, Bates, MO 64745; score 0 (Bates, MO), climate 25 (Bates, MO): 64724, 64780.
DLRadar rescores Bates, MO monthly; Bates, MO readings join Bates, MO foreclosure, lien and ownership parcels (Bates, MO), so cost-squeezed Bates, MO owners surface before listing.
Inside Missouri, Bates County ranks 61st of 115 counties for home-insurance distress at 22/100; Johnson County (22/100) sits just above Bates County, and Andrew County (21/100) sits just below Bates County.
Deterministic. Every Bates County, MO signal traces to a public Bates dataset (FEMA, NFIP, Census for Bates, MO) · how insurance distress works in Bates, MO · methodology
FAQ: Bates County, MO insurance distress
What is the Bates County, MO home-insurance-distress score?
Bates, MO: 22/100 (LOW), #2,062 of 3,222, #61 in Missouri. FEMA hazard, Bates, MO: 0/100; NFIP stress, Bates, MO: 64/100; construction, Bates, MO: 5/100; Bates, MO rescores monthly.
Is Bates County insurance distress getting better or worse (MO)?
Bates, MO: 30 in March 2026; Bates, MO: 22 in October 2026 (better); Bates, MO NFIP claims score 64.
How many flood-insurance claims has Bates County, MO had?
Bates, MO: 2 NFIP claims, three years; Bates, MO paid $30,501; per Bates, MO claim $15,250; carriers reprice Bates, MO against that record.
Which Bates County ZIP codes carry the most insurance distress (MO)?
Bates, MO, June 2026: 64725 at 0, 64742 at 0, 64770 at 0, 64788 at 0; Bates, MO climate scores there: 69, 63, 46, 45.
Why does Bates, MO insurance distress create sellers?
A Bates, MO premium outruns the Bates, MO budget; a carrier leaves Bates, MO; Bates, MO carrying cost passes plan; Bates, MO owners sell while current; Bates, MO insurance distress leads Bates, MO foreclosure data.