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Butler County, MO: Home-Insurance Distress & Forced-Sale Pressure

Butler County, MO: 70/100 (severe) home-insurance distress; Butler, MO band MEDIUM; Butler, MO #617 of 3,222 counties; Butler, MO #6 of 115 in Missouri; raw Butler, MO 75.2.

FEMA hazard, Butler, MO: 63/100; Butler, MO declarations, three years: 9; Butler, MO perils: 9 severe-storm; Butler, MO five-year count 9 (severity 16.5); Butler, MO ten-year 9; hazard-weighted, Butler, MO: 9.0.

Declared incidents on the Butler, MO record: 2025 Severe Storm 6; 2024 Severe Storm 3 (Butler, MO).

NFIP claims, Butler, MO, three years: 6; Butler, MO payouts $251,033; per Butler, MO claim $41,839; Butler, MO claim-stress 81/100.

Butler, MO monthly score fell, 82 (March 2026) to 76 (October 2026); Butler, MO by month: March 82, April 82, May 80, June 80 (Butler, MO), July 86, August 77, September 76, October 76.

Butler, MO components: climate 72, NFIP claims 81; Butler, MO retreat index 76.

Construction distress, Butler, MO: 0/100 as of August 2026 (Butler, MO: 84/100 one-to-four unit, 0/100 multifamily).

Butler, MO ZIPs, June 2026 (Butler, MO, 11 highest): score 0 (Butler, MO), climate 83 (Butler, MO): 63901, 63932, 63940, 63961, Butler, MO 63962; score 0 (Butler, MO), climate 81 (Butler, MO): 63954; score 0 (Butler, MO), climate 80 (Butler, MO): 63945; score 0 (Butler, MO), climate 66 (Butler, MO): 63967; score 0 (Butler, MO), climate 64 (Butler, MO): 63966; score 0 (Butler, MO), climate 58 (Butler, MO): 63953; score 0 (Butler, MO), climate 52 (Butler, MO): 63937.

DLRadar rescores Butler, MO monthly; Butler, MO readings join Butler, MO foreclosure, lien and ownership parcels (Butler, MO), so cost-squeezed Butler, MO owners surface before listing.

Inside Missouri, Butler County ranks 6th of 115 counties for home-insurance distress at 70/100; New Madrid County (71/100) sits just above Butler County, and St. Louis County (69/100) sits just below Butler County.

Insurance distress
70/100
Butler, MO: MEDIUM
National rank
#617
Butler, MO: of 3,222 counties
FEMA hazard
63/100
Butler County hazard
NFIP claim stress
81/100
Butler, MO 3-year
Flood claims (3y)
6
Butler, MO
Claims paid (3y)
$251,033
Butler, MO payouts
Per claim
$41,839
Butler, MO
Construction distress
0/100
Butler, MO

Deterministic. Every Butler County, MO signal traces to a public Butler dataset (FEMA, NFIP, Census for Butler, MO) · how insurance distress works in Butler, MO · methodology

FAQ: Butler County, MO insurance distress

What is the Butler County, MO home-insurance-distress score?

Butler, MO: 70/100 (MEDIUM), #617 of 3,222, #6 in Missouri. FEMA hazard, Butler, MO: 63/100; NFIP stress, Butler, MO: 81/100; construction, Butler, MO: 0/100; Butler, MO rescores monthly.

Is Butler County insurance distress getting better or worse (MO)?

Butler, MO: 82 in March 2026; Butler, MO: 76 in October 2026 (better); Butler, MO climate component 72; Butler, MO NFIP claims score 81.

How many flood-insurance claims has Butler County, MO had?

Butler, MO: 6 NFIP claims, three years; Butler, MO paid $251,033; per Butler, MO claim $41,839; carriers reprice Butler, MO against that record.

Which Butler County ZIP codes carry the most insurance distress (MO)?

Butler, MO, June 2026: 63901 at 0, 63932 at 0, 63940 at 0, 63961 at 0; Butler, MO climate scores there: 83, 83, 83, 83.

Why does Butler, MO insurance distress create sellers?

A Butler, MO premium outruns the Butler, MO budget; a carrier leaves Butler, MO; Butler, MO carrying cost passes plan; Butler, MO owners sell while current; Butler, MO insurance distress leads Butler, MO foreclosure data.

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