Cape Girardeau County, MO: Home-Insurance Distress & Forced-Sale Pressure
Cape Girardeau County, MO: 37/100 (moderate) home-insurance distress; Cape Girardeau, MO band LOW; Cape Girardeau, MO #1,415 of 3,222 counties; Cape Girardeau, MO #31 of 115 in Missouri; raw Cape Girardeau, MO 41.4.
FEMA hazard, Cape Girardeau, MO: 52/100; Cape Girardeau, MO declarations, three years: 6; Cape Girardeau, MO perils: 6 severe-storm; Cape Girardeau, MO five-year count 3 (severity 6.0); Cape Girardeau, MO ten-year 3; hazard-weighted, Cape Girardeau, MO: 6.0.
Declared incidents on the Cape Girardeau, MO record: 2026 Severe Storm 3; 2025 Severe Storm 3 (Cape Girardeau, MO).
NFIP claims, Cape Girardeau, MO, three years: 1; Cape Girardeau, MO payouts $0; per Cape Girardeau, MO claim $0; Cape Girardeau, MO claim-stress 15/100.
Cape Girardeau, MO monthly score fell, 43 (March 2026) to 42 (October 2026); Cape Girardeau, MO by month: March 43, April 43, May 41, June 41 (Cape Girardeau, MO), July 45, August 44, September 44, October 42.
Cape Girardeau, MO components: climate 60, NFIP claims 15; Cape Girardeau, MO retreat index 42.
Construction distress, Cape Girardeau, MO: 57/100 as of August 2026 (Cape Girardeau, MO: 57/100 one-to-four unit, 4/100 multifamily).
Cape Girardeau, MO ZIPs, June 2026 (Cape Girardeau, MO, 16 highest): score 0 (Cape Girardeau, MO), climate 87 (Cape Girardeau, MO): 63701, 63703, 63739, 63743, Cape Girardeau, MO 63744, 63745, 63747, 63755, Cape Girardeau, MO 63769; score 0 (Cape Girardeau, MO), climate 85 (Cape Girardeau, MO): 63785; score 0 (Cape Girardeau, MO), climate 83 (Cape Girardeau, MO): 63740; score 0 (Cape Girardeau, MO), climate 79 (Cape Girardeau, MO): 63780; score 0 (Cape Girardeau, MO), climate 78 (Cape Girardeau, MO): 63771; score 0 (Cape Girardeau, MO), climate 68 (Cape Girardeau, MO): 63766, 63770; score 0 (Cape Girardeau, MO), climate 65 (Cape Girardeau, MO): 63732.
DLRadar rescores Cape Girardeau, MO monthly; Cape Girardeau, MO readings join Cape Girardeau, MO foreclosure, lien and ownership parcels (Cape Girardeau, MO), so cost-squeezed Cape Girardeau, MO owners surface before listing.
Inside Missouri, Cape Girardeau County ranks 31st of 115 counties for home-insurance distress at 37/100; Stoddard County (44/100) sits just above Cape Girardeau County, and Holt County (37/100) sits just below Cape Girardeau County.
Deterministic. Every Cape Girardeau County, MO signal traces to a public Cape Girardeau dataset (FEMA, NFIP, Census for Cape Girardeau, MO) · how insurance distress works in Cape Girardeau, MO · methodology
FAQ: Cape Girardeau County, MO insurance distress
What is the Cape Girardeau County, MO home-insurance-distress score?
Cape Girardeau, MO: 37/100 (LOW), #1,415 of 3,222, #31 in Missouri. FEMA hazard, Cape Girardeau, MO: 52/100; NFIP stress, Cape Girardeau, MO: 15/100; construction, Cape Girardeau, MO: 57/100; Cape Girardeau, MO rescores monthly.
Is Cape Girardeau County insurance distress getting better or worse (MO)?
Cape Girardeau, MO: 43 in March 2026; Cape Girardeau, MO: 42 in October 2026 (better); Cape Girardeau, MO climate component 60; Cape Girardeau, MO NFIP claims score 15.
How many flood-insurance claims has Cape Girardeau County, MO had?
Cape Girardeau, MO: 1 NFIP claims, three years; Cape Girardeau, MO paid $0; per Cape Girardeau, MO claim $0; carriers reprice Cape Girardeau, MO against that record.
Which Cape Girardeau County ZIP codes carry the most insurance distress (MO)?
Cape Girardeau, MO, June 2026: 63701 at 0, 63703 at 0, 63739 at 0, 63743 at 0; Cape Girardeau, MO climate scores there: 87, 87, 87, 87.
Why does Cape Girardeau, MO insurance distress create sellers?
A Cape Girardeau, MO premium outruns the Cape Girardeau, MO budget; a carrier leaves Cape Girardeau, MO; Cape Girardeau, MO carrying cost passes plan; Cape Girardeau, MO owners sell while current; Cape Girardeau, MO insurance distress leads Cape Girardeau, MO foreclosure data.