Carroll County, MO: Home-Insurance Distress & Forced-Sale Pressure
Carroll County, MO: 21/100 (low) home-insurance distress; Carroll, MO band LOW; Carroll, MO #2,166 of 3,222 counties; Carroll, MO #60 of 115 in Missouri; raw Carroll, MO 27.4; Carroll, MO coverage multiplier 0.85.
FEMA hazard, Carroll, MO: 40/100; Carroll, MO declarations, three years: 3; Carroll, MO perils: 3 severe-storm; hazard-weighted, Carroll, MO: 3.0.
Declared incidents on the Carroll, MO record: 2026 Severe Storm 3 (Carroll, MO).
NFIP claims, Carroll, MO, three years: none; Carroll, MO claim-stress 0/100.
Carroll, MO monthly score rose, 0 (March 2026) to 23 (October 2026); Carroll, MO by month: March 0, April 0, May 0, June 0 (Carroll, MO), July 27, August 21, September 21, October 23.
Carroll, MO components: climate 46; Carroll, MO retreat index 23; Carroll, MO climate multiplier 0.85.
Construction distress, Carroll, MO: 68/100 as of August 2026 (Carroll, MO: 78/100 one-to-four unit, 0/100 multifamily).
Carroll, MO ZIPs, June 2026 (Carroll, MO, 10 highest): score 0 (Carroll, MO), climate 45 (Carroll, MO): 64035; score 0 (Carroll, MO), climate 35 (Carroll, MO): 64668; score 0 (Carroll, MO), climate 33 (Carroll, MO): 64622, 64623, 64633, 64639, Carroll, MO 64682; score 0 (Carroll, MO), climate 30 (Carroll, MO): 64638, 64643; score 0 (Carroll, MO), climate 25 (Carroll, MO): 64624.
DLRadar rescores Carroll, MO monthly; Carroll, MO readings join Carroll, MO foreclosure, lien and ownership parcels (Carroll, MO), so cost-squeezed Carroll, MO owners surface before listing.
Inside Missouri, Carroll County ranks 63rd of 115 counties for home-insurance distress at 21/100; Andrew County (21/100) sits just above Carroll County, and Chariton County (21/100) sits just below Carroll County.
Deterministic. Every Carroll County, MO signal traces to a public Carroll dataset (FEMA, NFIP, Census for Carroll, MO) · how insurance distress works in Carroll, MO · methodology
FAQ: Carroll County, MO insurance distress
What is the Carroll County, MO home-insurance-distress score?
Carroll, MO: 21/100 (LOW), #2,166 of 3,222, #60 in Missouri. FEMA hazard, Carroll, MO: 40/100; NFIP stress, Carroll, MO: 0/100; construction, Carroll, MO: 68/100; Carroll, MO rescores monthly.
Is Carroll County insurance distress getting better or worse (MO)?
Carroll, MO: 0 in March 2026; Carroll, MO: 23 in October 2026 (worse); Carroll, MO climate component 46.
Which Carroll County ZIP codes carry the most insurance distress (MO)?
Carroll, MO, June 2026: 64035 at 0, 64668 at 0, 64622 at 0, 64623 at 0; Carroll, MO climate scores there: 45, 35, 33, 33.
Why does Carroll, MO insurance distress create sellers?
A Carroll, MO premium outruns the Carroll, MO budget; a carrier leaves Carroll, MO; Carroll, MO carrying cost passes plan; Carroll, MO owners sell while current; Carroll, MO insurance distress leads Carroll, MO foreclosure data.