Carter County, MO: Home-Insurance Distress & Forced-Sale Pressure
Carter County, MO: 35/100 (moderate) home-insurance distress; Carter, MO band LOW; Carter, MO #1,468 of 3,222 counties; Carter, MO #34 of 115 in Missouri; raw Carter, MO 41.0; Carter, MO coverage multiplier 0.85.
FEMA hazard, Carter, MO: 68/100; Carter, MO declarations, three years: 8; Carter, MO perils: 8 severe-storm; Carter, MO five-year count 12 (severity 22.5); Carter, MO ten-year 12; hazard-weighted, Carter, MO: 8.0.
Declared incidents on the Carter, MO record: 2025 Severe Storm 6; 2024 Severe Storm 2 (Carter, MO).
NFIP claims, Carter, MO, three years: none; Carter, MO claim-stress 0/100.
Carter, MO monthly score fell, 40 (March 2026) to 39 (October 2026); Carter, MO by month: March 40, April 40, May 38, June 38 (Carter, MO), July 44, August 36, September 36, October 39.
Carter, MO components: climate 77; Carter, MO retreat index 39; Carter, MO climate multiplier 0.85.
Construction distress, Carter, MO: 22/100 as of August 2026 (Carter, MO: 36/100 one-to-four unit, 0/100 multifamily).
Carter, MO ZIPs, June 2026 (Carter, MO, 5 highest): score 0 (Carter, MO), climate 52 (Carter, MO): 63935, 63937; score 0 (Carter, MO), climate 48 (Carter, MO): 63943; score 0 (Carter, MO), climate 46 (Carter, MO): 63965; score 0 (Carter, MO), climate 45 (Carter, MO): 63941.
DLRadar rescores Carter, MO monthly; Carter, MO readings join Carter, MO foreclosure, lien and ownership parcels (Carter, MO), so cost-squeezed Carter, MO owners surface before listing.
Inside Missouri, Carter County ranks 34th of 115 counties for home-insurance distress at 35/100; Bollinger County (35/100) sits just above Carter County, and Madison County (35/100) sits just below Carter County.
Deterministic. Every Carter County, MO signal traces to a public Carter dataset (FEMA, NFIP, Census for Carter, MO) · how insurance distress works in Carter, MO · methodology
FAQ: Carter County, MO insurance distress
What is the Carter County, MO home-insurance-distress score?
Carter, MO: 35/100 (LOW), #1,468 of 3,222, #34 in Missouri. FEMA hazard, Carter, MO: 68/100; NFIP stress, Carter, MO: 0/100; construction, Carter, MO: 22/100; Carter, MO rescores monthly.
Is Carter County insurance distress getting better or worse (MO)?
Carter, MO: 40 in March 2026; Carter, MO: 39 in October 2026 (better); Carter, MO climate component 77.
Which Carter County ZIP codes carry the most insurance distress (MO)?
Carter, MO, June 2026: 63935 at 0, 63937 at 0, 63943 at 0, 63965 at 0; Carter, MO climate scores there: 52, 52, 48, 46.
Why does Carter, MO insurance distress create sellers?
A Carter, MO premium outruns the Carter, MO budget; a carrier leaves Carter, MO; Carter, MO carrying cost passes plan; Carter, MO owners sell while current; Carter, MO insurance distress leads Carter, MO foreclosure data.