Chariton County, MO: Home-Insurance Distress & Forced-Sale Pressure
Chariton County, MO: 21/100 (low) home-insurance distress; Chariton, MO band LOW; Chariton, MO #2,167 of 3,222 counties; Chariton, MO #64 of 115 in Missouri; raw Chariton, MO 24.3; Chariton, MO coverage multiplier 0.85.
FEMA hazard, Chariton, MO: 40/100; Chariton, MO declarations, three years: 2; Chariton, MO perils: 2 severe-storm; hazard-weighted, Chariton, MO: 2.0.
Declared incidents on the Chariton, MO record: 2026 Severe Storm 2 (Chariton, MO).
NFIP claims, Chariton, MO, three years: none; Chariton, MO claim-stress 0/100.
Chariton, MO monthly score rose, 0 (March 2026) to 23 (October 2026); Chariton, MO by month: March 0, April 0, May 0, June 0 (Chariton, MO), July 27, August 21, September 21, October 23.
Chariton, MO components: climate 46; Chariton, MO retreat index 23; Chariton, MO climate multiplier 0.85.
Construction distress, Chariton, MO: 97/100 as of August 2026 (Chariton, MO: 99/100 one-to-four unit, 14/100 multifamily).
Chariton, MO ZIPs, June 2026 (Chariton, MO, 12 highest): score 0 (Chariton, MO), climate 34 (Chariton, MO): 63558; score 0 (Chariton, MO), climate 30 (Chariton, MO): 64628; score 0 (Chariton, MO), climate 29 (Chariton, MO): 64658, 64660, 64676, 64681, Chariton, MO 65236, 65246, 65261, 65281, Chariton, MO 65286; score 0 (Chariton, MO), climate 21 (Chariton, MO): 65254.
DLRadar rescores Chariton, MO monthly; Chariton, MO readings join Chariton, MO foreclosure, lien and ownership parcels (Chariton, MO), so cost-squeezed Chariton, MO owners surface before listing.
Inside Missouri, Chariton County ranks 64th of 115 counties for home-insurance distress at 21/100; Carroll County (21/100) sits just above Chariton County, and Cooper County (21/100) sits just below Chariton County.
Deterministic. Every Chariton County, MO signal traces to a public Chariton dataset (FEMA, NFIP, Census for Chariton, MO) · how insurance distress works in Chariton, MO · methodology
FAQ: Chariton County, MO insurance distress
What is the Chariton County, MO home-insurance-distress score?
Chariton, MO: 21/100 (LOW), #2,167 of 3,222, #64 in Missouri. FEMA hazard, Chariton, MO: 40/100; NFIP stress, Chariton, MO: 0/100; construction, Chariton, MO: 97/100; Chariton, MO rescores monthly.
Is Chariton County insurance distress getting better or worse (MO)?
Chariton, MO: 0 in March 2026; Chariton, MO: 23 in October 2026 (worse); Chariton, MO climate component 46.
Which Chariton County ZIP codes carry the most insurance distress (MO)?
Chariton, MO, June 2026: 63558 at 0, 64628 at 0, 64658 at 0, 64660 at 0; Chariton, MO climate scores there: 34, 30, 29, 29.
Why does Chariton, MO insurance distress create sellers?
A Chariton, MO premium outruns the Chariton, MO budget; a carrier leaves Chariton, MO; Chariton, MO carrying cost passes plan; Chariton, MO owners sell while current; Chariton, MO insurance distress leads Chariton, MO foreclosure data.