Dade County, MO: Home-Insurance Distress & Forced-Sale Pressure
Dade County, MO: 27/100 (moderate) home-insurance distress; Dade, MO band LOW; Dade, MO #1,761 of 3,222 counties; Dade, MO #48 of 115 in Missouri; raw Dade, MO 35.3; Dade, MO coverage multiplier 0.85.
FEMA hazard, Dade, MO: 52/100; Dade, MO declarations, three years: 6; Dade, MO perils: 6 severe-storm; Dade, MO five-year count 6 (severity 9.0); Dade, MO ten-year 6; hazard-weighted, Dade, MO: 6.0.
Declared incidents on the Dade, MO record: 2026 Severe Storm 3; 2025 Severe Storm 3 (Dade, MO); 2023 Severe Storm 2 (Dade, MO).
NFIP claims, Dade, MO, three years: none; Dade, MO claim-stress 0/100.
Dade, MO monthly score rose, 26 (March 2026) to 30 (October 2026); Dade, MO by month: March 26, April 26, May 24, June 24 (Dade, MO), July 27, August 26, September 27, October 30.
Dade, MO components: climate 60; Dade, MO retreat index 30; Dade, MO climate multiplier 0.85.
Construction distress, Dade, MO: 17/100 as of August 2026 (Dade, MO: 17/100 one-to-four unit, 19/100 multifamily).
Dade, MO ZIPs, June 2026 (Dade, MO, 13 highest): score 0 (Dade, MO), climate 77 (Dade, MO): 65604; score 0 (Dade, MO), climate 67 (Dade, MO): 65770; score 0 (Dade, MO), climate 46 (Dade, MO): 64748; score 0 (Dade, MO), climate 42 (Dade, MO): 64759, 65601; score 0 (Dade, MO), climate 32 (Dade, MO): 65646; score 0 (Dade, MO), climate 25 (Dade, MO): 65752, 65785; score 0 (Dade, MO), climate 24 (Dade, MO): 64756, 65682; score 0 (Dade, MO), climate 22 (Dade, MO): 65603, 65635, 65661.
DLRadar rescores Dade, MO monthly; Dade, MO readings join Dade, MO foreclosure, lien and ownership parcels (Dade, MO), so cost-squeezed Dade, MO owners surface before listing.
Inside Missouri, Dade County ranks 54th of 115 counties for home-insurance distress at 27/100; Callaway County (27/100) sits just above Dade County, and Morgan County (27/100) sits just below Dade County.
Deterministic. Every Dade County, MO signal traces to a public Dade dataset (FEMA, NFIP, Census for Dade, MO) · how insurance distress works in Dade, MO · methodology
FAQ: Dade County, MO insurance distress
What is the Dade County, MO home-insurance-distress score?
Dade, MO: 27/100 (LOW), #1,761 of 3,222, #48 in Missouri. FEMA hazard, Dade, MO: 52/100; NFIP stress, Dade, MO: 0/100; construction, Dade, MO: 17/100; Dade, MO rescores monthly.
Is Dade County insurance distress getting better or worse (MO)?
Dade, MO: 26 in March 2026; Dade, MO: 30 in October 2026 (worse); Dade, MO climate component 60.
Which Dade County ZIP codes carry the most insurance distress (MO)?
Dade, MO, June 2026: 65604 at 0, 65770 at 0, 64748 at 0, 64759 at 0; Dade, MO climate scores there: 77, 67, 46, 42.
Why does Dade, MO insurance distress create sellers?
A Dade, MO premium outruns the Dade, MO budget; a carrier leaves Dade, MO; Dade, MO carrying cost passes plan; Dade, MO owners sell while current; Dade, MO insurance distress leads Dade, MO foreclosure data.