Daviess County, MO: Home-Insurance Distress & Forced-Sale Pressure
Daviess County, MO: 21/100 (low) home-insurance distress; Daviess, MO band LOW; Daviess, MO #2,169 of 3,222 counties; Daviess, MO #66 of 115 in Missouri; raw Daviess, MO 24.3; Daviess, MO coverage multiplier 0.85.
FEMA hazard, Daviess, MO: 40/100; Daviess, MO declarations, three years: 2; Daviess, MO perils: 2 severe-storm; hazard-weighted, Daviess, MO: 2.0.
Declared incidents on the Daviess, MO record: 2026 Severe Storm 2 (Daviess, MO).
NFIP claims, Daviess, MO, three years: none; Daviess, MO claim-stress 0/100.
Daviess, MO monthly score rose, 0 (March 2026) to 23 (October 2026); Daviess, MO by month: March 0, April 0, May 0, June 0 (Daviess, MO), July 0, August 21, September 21, October 23.
Daviess, MO components: climate 46; Daviess, MO retreat index 23; Daviess, MO climate multiplier 0.85.
Construction distress, Daviess, MO: 11/100 as of August 2026 (Daviess, MO: 11/100 one-to-four unit, 0/100 multifamily).
Daviess, MO ZIPs, June 2026 (Daviess, MO, 16 highest): score 0 (Daviess, MO), climate 31 (Daviess, MO): 64429; score 0 (Daviess, MO), climate 28 (Daviess, MO): 64601; score 0 (Daviess, MO), climate 27 (Daviess, MO): 64620, 64636, 64640, 64647, Daviess, MO 64648, 64654, 64657, 64689; score 0 (Daviess, MO), climate 26 (Daviess, MO): 64642, 64670; score 0 (Daviess, MO), climate 23 (Daviess, MO): 64497; score 0 (Daviess, MO), climate 19 (Daviess, MO): 64649; score 0 (Daviess, MO), climate 18 (Daviess, MO): 64625; score 0 (Daviess, MO), climate 16 (Daviess, MO): 64644.
DLRadar rescores Daviess, MO monthly; Daviess, MO readings join Daviess, MO foreclosure, lien and ownership parcels (Daviess, MO), so cost-squeezed Daviess, MO owners surface before listing.
Inside Missouri, Daviess County ranks 66th of 115 counties for home-insurance distress at 21/100; Cooper County (21/100) sits just above Daviess County, and Dent County (21/100) sits just below Daviess County.
Deterministic. Every Daviess County, MO signal traces to a public Daviess dataset (FEMA, NFIP, Census for Daviess, MO) · how insurance distress works in Daviess, MO · methodology
FAQ: Daviess County, MO insurance distress
What is the Daviess County, MO home-insurance-distress score?
Daviess, MO: 21/100 (LOW), #2,169 of 3,222, #66 in Missouri. FEMA hazard, Daviess, MO: 40/100; NFIP stress, Daviess, MO: 0/100; construction, Daviess, MO: 11/100; Daviess, MO rescores monthly.
Is Daviess County insurance distress getting better or worse (MO)?
Daviess, MO: 0 in March 2026; Daviess, MO: 23 in October 2026 (worse); Daviess, MO climate component 46.
Which Daviess County ZIP codes carry the most insurance distress (MO)?
Daviess, MO, June 2026: 64429 at 0, 64601 at 0, 64620 at 0, 64636 at 0; Daviess, MO climate scores there: 31, 28, 27, 27.
Why does Daviess, MO insurance distress create sellers?
A Daviess, MO premium outruns the Daviess, MO budget; a carrier leaves Daviess, MO; Daviess, MO carrying cost passes plan; Daviess, MO owners sell while current; Daviess, MO insurance distress leads Daviess, MO foreclosure data.