Harrison County, MO: Home-Insurance Distress & Forced-Sale Pressure
Harrison County, MO: 21/100 (low) home-insurance distress; Harrison, MO band LOW; Harrison, MO #2,174 of 3,222 counties; Harrison, MO #71 of 115 in Missouri; raw Harrison, MO 24.3; Harrison, MO coverage multiplier 0.85.
FEMA hazard, Harrison, MO: 40/100; Harrison, MO declarations, three years: 2; Harrison, MO perils: 2 severe-storm; hazard-weighted, Harrison, MO: 2.0.
Declared incidents on the Harrison, MO record: 2026 Severe Storm 3 (Harrison, MO).
NFIP claims, Harrison, MO, three years: none; Harrison, MO claim-stress 0/100.
Harrison, MO monthly score rose, 0 (March 2026) to 23 (October 2026); Harrison, MO by month: March 0, April 0, May 0, June 0 (Harrison, MO), July 0, August 21, September 21, October 23.
Harrison, MO components: climate 46; Harrison, MO retreat index 23; Harrison, MO climate multiplier 0.85.
Construction distress, Harrison, MO: 64/100 as of August 2026 (Harrison, MO: 64/100 one-to-four unit, 0/100 multifamily).
Harrison, MO ZIPs, June 2026 (Harrison, MO, 13 highest): score 0 (Harrison, MO), climate 27 (Harrison, MO): 64636, 64657; score 0 (Harrison, MO), climate 26 (Harrison, MO): 64424, 64426, 64442, 64467, Harrison, MO 64471, 64481, 64642, 64670; score 0 (Harrison, MO), climate 25 (Harrison, MO): 64458; score 0 (Harrison, MO), climate 17 (Harrison, MO): 64632; score 0 (Harrison, MO), climate 10 (Harrison, MO): 64456.
DLRadar rescores Harrison, MO monthly; Harrison, MO readings join Harrison, MO foreclosure, lien and ownership parcels (Harrison, MO), so cost-squeezed Harrison, MO owners surface before listing.
Inside Missouri, Harrison County ranks 71st of 115 counties for home-insurance distress at 21/100; Grundy County (21/100) sits just above Harrison County, and Hickory County (21/100) sits just below Harrison County.
Deterministic. Every Harrison County, MO signal traces to a public Harrison dataset (FEMA, NFIP, Census for Harrison, MO) · how insurance distress works in Harrison, MO · methodology
FAQ: Harrison County, MO insurance distress
What is the Harrison County, MO home-insurance-distress score?
Harrison, MO: 21/100 (LOW), #2,174 of 3,222, #71 in Missouri. FEMA hazard, Harrison, MO: 40/100; NFIP stress, Harrison, MO: 0/100; construction, Harrison, MO: 64/100; Harrison, MO rescores monthly.
Is Harrison County insurance distress getting better or worse (MO)?
Harrison, MO: 0 in March 2026; Harrison, MO: 23 in October 2026 (worse); Harrison, MO climate component 46.
Which Harrison County ZIP codes carry the most insurance distress (MO)?
Harrison, MO, June 2026: 64636 at 0, 64657 at 0, 64424 at 0, 64426 at 0; Harrison, MO climate scores there: 27, 27, 26, 26.
Why does Harrison, MO insurance distress create sellers?
A Harrison, MO premium outruns the Harrison, MO budget; a carrier leaves Harrison, MO; Harrison, MO carrying cost passes plan; Harrison, MO owners sell while current; Harrison, MO insurance distress leads Harrison, MO foreclosure data.