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Henry County, MO: Home-Insurance Distress & Forced-Sale Pressure

Henry County, MO: 0/100 (low) home-insurance distress; Henry, MO band ZERO; Henry, MO #2,814 of 3,222 counties; Henry, MO #104 of 115 in Missouri; Henry, MO coverage multiplier 0.70.

FEMA hazard, Henry, MO: 0/100; Henry, MO declarations, three years: none; Henry, MO five-year count 3 (severity 3.0); Henry, MO ten-year 3.

Declared incidents on the Henry, MO record: 2023 Severe Storm 2 (Henry, MO).

NFIP claims, Henry, MO, three years: none; Henry, MO claim-stress 0/100.

Henry, MO monthly score: 0 in every month from March 2026 (Henry, MO) through October 2026.

Henry, MO components: all zero this month; Henry, MO climate multiplier 0.70.

Construction distress, Henry, MO: 13/100 as of August 2026 (Henry, MO: 10/100 one-to-four unit, 27/100 multifamily).

Henry, MO ZIPs, June 2026 (Henry, MO, 11 highest): score 0 (Henry, MO), climate 70 (Henry, MO): 64739; score 0 (Henry, MO), climate 59 (Henry, MO): 64761; score 0 (Henry, MO), climate 58 (Henry, MO): 65360; score 0 (Henry, MO), climate 57 (Henry, MO): 64733; score 0 (Henry, MO), climate 51 (Henry, MO): 64726; score 0 (Henry, MO), climate 50 (Henry, MO): 64735, 65323; score 0 (Henry, MO), climate 46 (Henry, MO): 64770; score 0 (Henry, MO), climate 45 (Henry, MO): 64788; score 0 (Henry, MO), climate 42 (Henry, MO): 64740; score 0 (Henry, MO), climate 25 (Henry, MO): 64724.

DLRadar rescores Henry, MO monthly; Henry, MO readings join Henry, MO foreclosure, lien and ownership parcels (Henry, MO), so cost-squeezed Henry, MO owners surface before listing.

Inside Missouri, Henry County ranks 104th of 115 counties for home-insurance distress at 0/100; Dekalb County (0/100) sits just above Henry County, and Laclede County (0/100) sits just below Henry County.

Insurance distress
0/100
Henry, MO: ZERO
National rank
#2814
Henry, MO: of 3,222 counties
FEMA hazard
0/100
Henry County hazard
NFIP claim stress
0/100
Henry, MO 3-year
Flood claims (3y)
0
Henry, MO
Claims paid (3y)
$0
Henry, MO payouts
Per claim
$0
Henry, MO
Construction distress
13/100
Henry, MO

Deterministic. Every Henry County, MO signal traces to a public Henry dataset (FEMA, NFIP, Census for Henry, MO) · how insurance distress works in Henry, MO · methodology

FAQ: Henry County, MO insurance distress

What is the Henry County, MO home-insurance-distress score?

Henry, MO: 0/100 (ZERO), #2,814 of 3,222, #104 in Missouri. FEMA hazard, Henry, MO: 0/100; NFIP stress, Henry, MO: 0/100; construction, Henry, MO: 13/100; Henry, MO rescores monthly.

Is Henry County insurance distress getting better or worse (MO)?

Henry, MO: 0 in March 2026; Henry, MO: 0 in October 2026 (unchanged).

Which Henry County ZIP codes carry the most insurance distress (MO)?

Henry, MO, June 2026: 64739 at 0, 64761 at 0, 65360 at 0, 64733 at 0; Henry, MO climate scores there: 70, 59, 58, 57.

Why does Henry, MO insurance distress create sellers?

A Henry, MO premium outruns the Henry, MO budget; a carrier leaves Henry, MO; Henry, MO carrying cost passes plan; Henry, MO owners sell while current; Henry, MO insurance distress leads Henry, MO foreclosure data.

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