Hickory County, MO: Home-Insurance Distress & Forced-Sale Pressure
Hickory County, MO: 21/100 (low) home-insurance distress; Hickory, MO band LOW; Hickory, MO #2,175 of 3,222 counties; Hickory, MO #69 of 115 in Missouri; raw Hickory, MO 27.4; Hickory, MO coverage multiplier 0.85.
FEMA hazard, Hickory, MO: 40/100; Hickory, MO declarations, three years: 3; Hickory, MO perils: 3 severe-storm; hazard-weighted, Hickory, MO: 3.0.
Declared incidents on the Hickory, MO record: 2026 Severe Storm 3 (Hickory, MO).
NFIP claims, Hickory, MO, three years: none; Hickory, MO claim-stress 0/100.
Hickory, MO monthly score rose, 0 (March 2026) to 23 (October 2026); Hickory, MO by month: March 0, April 0, May 0, June 0 (Hickory, MO), July 0, August 21, September 21, October 23.
Hickory, MO components: climate 46; Hickory, MO retreat index 23; Hickory, MO climate multiplier 0.85.
Construction distress, Hickory, MO: 52/100 as of August 2026 (Hickory, MO: 57/100 one-to-four unit, 21/100 multifamily).
Hickory, MO ZIPs, June 2026 (Hickory, MO, 13 highest): score 0 (Hickory, MO), climate 64 (Hickory, MO): 65326; score 0 (Hickory, MO), climate 60 (Hickory, MO): 65355; score 0 (Hickory, MO), climate 53 (Hickory, MO): 65727; score 0 (Hickory, MO), climate 36 (Hickory, MO): 65674; score 0 (Hickory, MO), climate 35 (Hickory, MO): 65650; score 0 (Hickory, MO), climate 34 (Hickory, MO): 65767; score 0 (Hickory, MO), climate 26 (Hickory, MO): 65735; score 0 (Hickory, MO), climate 22 (Hickory, MO): 65724; score 0 (Hickory, MO), climate 20 (Hickory, MO): 65634, 65774, 65779; score 0 (Hickory, MO), climate 19 (Hickory, MO): 65668, 65732.
DLRadar rescores Hickory, MO monthly; Hickory, MO readings join Hickory, MO foreclosure, lien and ownership parcels (Hickory, MO), so cost-squeezed Hickory, MO owners surface before listing.
Inside Missouri, Hickory County ranks 72nd of 115 counties for home-insurance distress at 21/100; Harrison County (21/100) sits just above Hickory County, and Knox County (21/100) sits just below Hickory County.
Deterministic. Every Hickory County, MO signal traces to a public Hickory dataset (FEMA, NFIP, Census for Hickory, MO) · how insurance distress works in Hickory, MO · methodology
FAQ: Hickory County, MO insurance distress
What is the Hickory County, MO home-insurance-distress score?
Hickory, MO: 21/100 (LOW), #2,175 of 3,222, #69 in Missouri. FEMA hazard, Hickory, MO: 40/100; NFIP stress, Hickory, MO: 0/100; construction, Hickory, MO: 52/100; Hickory, MO rescores monthly.
Is Hickory County insurance distress getting better or worse (MO)?
Hickory, MO: 0 in March 2026; Hickory, MO: 23 in October 2026 (worse); Hickory, MO climate component 46.
Which Hickory County ZIP codes carry the most insurance distress (MO)?
Hickory, MO, June 2026: 65326 at 0, 65355 at 0, 65727 at 0, 65674 at 0; Hickory, MO climate scores there: 64, 60, 53, 36.
Why does Hickory, MO insurance distress create sellers?
A Hickory, MO premium outruns the Hickory, MO budget; a carrier leaves Hickory, MO; Hickory, MO carrying cost passes plan; Hickory, MO owners sell while current; Hickory, MO insurance distress leads Hickory, MO foreclosure data.