Holt County, MO: Home-Insurance Distress & Forced-Sale Pressure
Holt County, MO: 37/100 (moderate) home-insurance distress; Holt, MO band LOW; Holt, MO #1,416 of 3,222 counties; Holt, MO #32 of 115 in Missouri; raw Holt, MO 41.4.
FEMA hazard, Holt, MO: 52/100; Holt, MO declarations, three years: 6; Holt, MO perils: 6 severe-storm; hazard-weighted, Holt, MO: 6.0.
Declared incidents on the Holt, MO record: 2026 Severe Storm 6 (Holt, MO).
NFIP claims, Holt, MO, three years: 1; Holt, MO payouts $0; per Holt, MO claim $0; Holt, MO claim-stress 15/100.
Holt, MO monthly score rose, 11 (March 2026) to 42 (October 2026); Holt, MO by month: March 11, April 11, May 11, June 11 (Holt, MO), July 45, August 44, September 44, October 42.
Holt, MO components: climate 60, NFIP claims 15; Holt, MO retreat index 42.
Construction distress, Holt, MO: 99/100 as of August 2026 (Holt, MO: 99/100 one-to-four unit, 0/100 multifamily).
Holt, MO ZIPs, June 2026 (Holt, MO, 6 highest): score 0 (Holt, MO), climate 43 (Holt, MO): 64487; score 0 (Holt, MO), climate 18 (Holt, MO): 64437, 64451, 64466, 64470, Holt, MO 64473.
DLRadar rescores Holt, MO monthly; Holt, MO readings join Holt, MO foreclosure, lien and ownership parcels (Holt, MO), so cost-squeezed Holt, MO owners surface before listing.
Inside Missouri, Holt County ranks 32nd of 115 counties for home-insurance distress at 37/100; Cape Girardeau County (37/100) sits just above Holt County, and Bollinger County (35/100) sits just below Holt County.
Deterministic. Every Holt County, MO signal traces to a public Holt dataset (FEMA, NFIP, Census for Holt, MO) · how insurance distress works in Holt, MO · methodology
FAQ: Holt County, MO insurance distress
What is the Holt County, MO home-insurance-distress score?
Holt, MO: 37/100 (LOW), #1,416 of 3,222, #32 in Missouri. FEMA hazard, Holt, MO: 52/100; NFIP stress, Holt, MO: 15/100; construction, Holt, MO: 99/100; Holt, MO rescores monthly.
Is Holt County insurance distress getting better or worse (MO)?
Holt, MO: 11 in March 2026; Holt, MO: 42 in October 2026 (worse); Holt, MO climate component 60; Holt, MO NFIP claims score 15.
How many flood-insurance claims has Holt County, MO had?
Holt, MO: 1 NFIP claims, three years; Holt, MO paid $0; per Holt, MO claim $0; carriers reprice Holt, MO against that record.
Which Holt County ZIP codes carry the most insurance distress (MO)?
Holt, MO, June 2026: 64487 at 0, 64437 at 0, 64451 at 0, 64466 at 0; Holt, MO climate scores there: 43, 18, 18, 18.
Why does Holt, MO insurance distress create sellers?
A Holt, MO premium outruns the Holt, MO budget; a carrier leaves Holt, MO; Holt, MO carrying cost passes plan; Holt, MO owners sell while current; Holt, MO insurance distress leads Holt, MO foreclosure data.