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Iron County, MO: Home-Insurance Distress & Forced-Sale Pressure

Iron County, MO: 68/100 (elevated) home-insurance distress; Iron, MO band MEDIUM; Iron, MO #686 of 3,222 counties; Iron, MO #9 of 115 in Missouri.

FEMA hazard, Iron, MO: 63/100; Iron, MO declarations, three years: 6; Iron, MO perils: 6 severe-storm; Iron, MO five-year count 9 (severity 15.0); Iron, MO ten-year 9; hazard-weighted, Iron, MO: 6.0.

Declared incidents on the Iron, MO record: 2026 Severe Storm 3; 2025 Severe Storm 6 (Iron, MO); 2023 Severe Storm 2 (Iron, MO).

NFIP claims, Iron, MO, three years: 6; Iron, MO payouts $122,242; per Iron, MO claim $20,374; Iron, MO claim-stress 75/100.

Iron, MO monthly score fell, 75 (March 2026) to 74 (October 2026); Iron, MO by month: March 75, April 75, May 71, June 71 (Iron, MO), July 79, August 68, September 75, October 74.

Iron, MO components: climate 72, NFIP claims 75; Iron, MO retreat index 74.

Construction distress, Iron, MO: 13/100 as of August 2026 (Iron, MO: 8/100 one-to-four unit, 14/100 multifamily).

Iron, MO ZIPs, June 2026 (Iron, MO, 16 highest): score 0 (Iron, MO), climate 72 (Iron, MO): 63624; score 0 (Iron, MO), climate 69 (Iron, MO): 63650; score 0 (Iron, MO), climate 67 (Iron, MO): 63623, 63663, 63675, 65439; score 0 (Iron, MO), climate 65 (Iron, MO): 63631, 63656; score 0 (Iron, MO), climate 63 (Iron, MO): 63620, 63625; score 0 (Iron, MO), climate 62 (Iron, MO): 63621, 63654; score 0 (Iron, MO), climate 61 (Iron, MO): 63636; score 0 (Iron, MO), climate 60 (Iron, MO): 65566; score 0 (Iron, MO), climate 58 (Iron, MO): 65440, 65565.

DLRadar rescores Iron, MO monthly; Iron, MO readings join Iron, MO foreclosure, lien and ownership parcels (Iron, MO), so cost-squeezed Iron, MO owners surface before listing.

Inside Missouri, Iron County ranks 9th of 115 counties for home-insurance distress at 68/100; Webster County (69/100) sits just above Iron County, and Crawford County (68/100) sits just below Iron County.

Insurance distress
68/100
Iron, MO: MEDIUM
National rank
#686
Iron, MO: of 3,222 counties
FEMA hazard
63/100
Iron County hazard
NFIP claim stress
75/100
Iron, MO 3-year
Flood claims (3y)
6
Iron, MO
Claims paid (3y)
$122,242
Iron, MO payouts
Per claim
$20,374
Iron, MO
Construction distress
13/100
Iron, MO

Deterministic. Every Iron County, MO signal traces to a public Iron dataset (FEMA, NFIP, Census for Iron, MO) · how insurance distress works in Iron, MO · methodology

FAQ: Iron County, MO insurance distress

What is the Iron County, MO home-insurance-distress score?

Iron, MO: 68/100 (MEDIUM), #686 of 3,222, #9 in Missouri. FEMA hazard, Iron, MO: 63/100; NFIP stress, Iron, MO: 75/100; construction, Iron, MO: 13/100; Iron, MO rescores monthly.

Is Iron County insurance distress getting better or worse (MO)?

Iron, MO: 75 in March 2026; Iron, MO: 74 in October 2026 (better); Iron, MO climate component 72; Iron, MO NFIP claims score 75.

How many flood-insurance claims has Iron County, MO had?

Iron, MO: 6 NFIP claims, three years; Iron, MO paid $122,242; per Iron, MO claim $20,374; carriers reprice Iron, MO against that record.

Which Iron County ZIP codes carry the most insurance distress (MO)?

Iron, MO, June 2026: 63624 at 0, 63650 at 0, 63623 at 0, 63663 at 0; Iron, MO climate scores there: 72, 69, 67, 67.

Why does Iron, MO insurance distress create sellers?

A Iron, MO premium outruns the Iron, MO budget; a carrier leaves Iron, MO; Iron, MO carrying cost passes plan; Iron, MO owners sell while current; Iron, MO insurance distress leads Iron, MO foreclosure data.

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