Jefferson County, MO: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, MO: 60/100 (elevated) home-insurance distress; Jefferson, MO band MEDIUM; Jefferson, MO #880 of 3,222 counties; Jefferson, MO #17 of 115 in Missouri.
FEMA hazard, Jefferson, MO: 40/100; Jefferson, MO declarations, three years: 2; Jefferson, MO perils: 2 severe-storm; Jefferson, MO five-year count 3 (severity 6.0); Jefferson, MO ten-year 3; hazard-weighted, Jefferson, MO: 2.0.
Declared incidents on the Jefferson, MO record: 2025 Severe Storm 2 (Jefferson, MO).
NFIP claims, Jefferson, MO, three years: 60; Jefferson, MO payouts $1,830,447; per Jefferson, MO claim $30,507; Jefferson, MO claim-stress 91/100.
Jefferson, MO monthly score fell, 69 (March 2026) to 64 (October 2026); Jefferson, MO by month: March 69, April 69, May 66, June 66 (Jefferson, MO), July 70, August 63, September 62, October 64.
Jefferson, MO components: climate 46, NFIP claims 91; Jefferson, MO retreat index 64.
Construction distress, Jefferson, MO: 62/100 as of August 2026 (Jefferson, MO: 60/100 one-to-four unit, 79/100 multifamily).
Jefferson, MO ZIPs, June 2026 (Jefferson, MO, 16 highest): score 0 (Jefferson, MO), climate 96 (Jefferson, MO): 63025; score 0 (Jefferson, MO), climate 95 (Jefferson, MO): 63026; score 0 (Jefferson, MO), climate 93 (Jefferson, MO): 63049; score 0 (Jefferson, MO), climate 91 (Jefferson, MO): 63010, 63012, 63016, 63019, Jefferson, MO 63023, 63047, 63048, 63050, Jefferson, MO 63051, 63052, 63053, 63069, Jefferson, MO 63070.
DLRadar rescores Jefferson, MO monthly; Jefferson, MO readings join Jefferson, MO foreclosure, lien and ownership parcels (Jefferson, MO), so cost-squeezed Jefferson, MO owners surface before listing.
Inside Missouri, Jefferson County ranks 17th of 115 counties for home-insurance distress at 60/100; Vernon County (61/100) sits just above Jefferson County, and Franklin County (59/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, MO signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, MO) · how insurance distress works in Jefferson, MO · methodology
FAQ: Jefferson County, MO insurance distress
What is the Jefferson County, MO home-insurance-distress score?
Jefferson, MO: 60/100 (MEDIUM), #880 of 3,222, #17 in Missouri. FEMA hazard, Jefferson, MO: 40/100; NFIP stress, Jefferson, MO: 91/100; construction, Jefferson, MO: 62/100; Jefferson, MO rescores monthly.
Is Jefferson County insurance distress getting better or worse (MO)?
Jefferson, MO: 69 in March 2026; Jefferson, MO: 64 in October 2026 (better); Jefferson, MO climate component 46; Jefferson, MO NFIP claims score 91.
How many flood-insurance claims has Jefferson County, MO had?
Jefferson, MO: 60 NFIP claims, three years; Jefferson, MO paid $1,830,447; per Jefferson, MO claim $30,507; carriers reprice Jefferson, MO against that record.
Which Jefferson County ZIP codes carry the most insurance distress (MO)?
Jefferson, MO, June 2026: 63025 at 0, 63026 at 0, 63049 at 0, 63010 at 0; Jefferson, MO climate scores there: 96, 95, 93, 91.
Why does Jefferson, MO insurance distress create sellers?
A Jefferson, MO premium outruns the Jefferson, MO budget; a carrier leaves Jefferson, MO; Jefferson, MO carrying cost passes plan; Jefferson, MO owners sell while current; Jefferson, MO insurance distress leads Jefferson, MO foreclosure data.