Laclede County, MO: Home-Insurance Distress & Forced-Sale Pressure
Laclede County, MO: 0/100 (low) home-insurance distress; Laclede, MO band ZERO; Laclede, MO #2,815 of 3,222 counties; Laclede, MO #105 of 115 in Missouri; Laclede, MO coverage multiplier 0.70.
FEMA hazard, Laclede, MO: 0/100; Laclede, MO declarations, three years: none.
NFIP claims, Laclede, MO, three years: none; Laclede, MO claim-stress 0/100.
Laclede, MO monthly score: 0 in every month from March 2026 (Laclede, MO) through October 2026.
Laclede, MO components: all zero this month; Laclede, MO climate multiplier 0.70.
Construction distress, Laclede, MO: 42/100 as of August 2026 (Laclede, MO: 51/100 one-to-four unit, 1/100 multifamily).
Laclede, MO ZIPs, June 2026 (Laclede, MO, 12 highest): score 0 (Laclede, MO), climate 87 (Laclede, MO): 65020; score 0 (Laclede, MO), climate 83 (Laclede, MO): 65567; score 0 (Laclede, MO), climate 72 (Laclede, MO): 65556; score 0 (Laclede, MO), climate 66 (Laclede, MO): 65463, 65534; score 0 (Laclede, MO), climate 65 (Laclede, MO): 65536; score 0 (Laclede, MO), climate 64 (Laclede, MO): 65470; score 0 (Laclede, MO), climate 60 (Laclede, MO): 65552; score 0 (Laclede, MO), climate 59 (Laclede, MO): 65722; score 0 (Laclede, MO), climate 58 (Laclede, MO): 65543; score 0 (Laclede, MO), climate 55 (Laclede, MO): 65632, 65662.
DLRadar rescores Laclede, MO monthly; Laclede, MO readings join Laclede, MO foreclosure, lien and ownership parcels (Laclede, MO), so cost-squeezed Laclede, MO owners surface before listing.
Inside Missouri, Laclede County ranks 105th of 115 counties for home-insurance distress at 0/100; Henry County (0/100) sits just above Laclede County, and Lafayette County (0/100) sits just below Laclede County.
Deterministic. Every Laclede County, MO signal traces to a public Laclede dataset (FEMA, NFIP, Census for Laclede, MO) · how insurance distress works in Laclede, MO · methodology
FAQ: Laclede County, MO insurance distress
What is the Laclede County, MO home-insurance-distress score?
Laclede, MO: 0/100 (ZERO), #2,815 of 3,222, #105 in Missouri. FEMA hazard, Laclede, MO: 0/100; NFIP stress, Laclede, MO: 0/100; construction, Laclede, MO: 42/100; Laclede, MO rescores monthly.
Is Laclede County insurance distress getting better or worse (MO)?
Laclede, MO: 0 in March 2026; Laclede, MO: 0 in October 2026 (unchanged).
Which Laclede County ZIP codes carry the most insurance distress (MO)?
Laclede, MO, June 2026: 65020 at 0, 65567 at 0, 65556 at 0, 65463 at 0; Laclede, MO climate scores there: 87, 83, 72, 66.
Why does Laclede, MO insurance distress create sellers?
A Laclede, MO premium outruns the Laclede, MO budget; a carrier leaves Laclede, MO; Laclede, MO carrying cost passes plan; Laclede, MO owners sell while current; Laclede, MO insurance distress leads Laclede, MO foreclosure data.