Lawrence County, MO: Home-Insurance Distress & Forced-Sale Pressure
Lawrence County, MO: 21/100 (low) home-insurance distress; Lawrence, MO band LOW; Lawrence, MO #2,177 of 3,222 counties; Lawrence, MO #74 of 115 in Missouri; raw Lawrence, MO 24.3; Lawrence, MO coverage multiplier 0.85.
FEMA hazard, Lawrence, MO: 40/100; Lawrence, MO declarations, three years: 2; Lawrence, MO perils: 2 severe-storm; Lawrence, MO five-year count 3 (severity 6.0); Lawrence, MO ten-year 3; hazard-weighted, Lawrence, MO: 2.0.
Declared incidents on the Lawrence, MO record: 2025 Severe Storm 2 (Lawrence, MO).
NFIP claims, Lawrence, MO, three years: none; Lawrence, MO claim-stress 0/100.
Lawrence, MO monthly score fell, 26 (March 2026) to 23 (October 2026); Lawrence, MO by month: March 26, April 26, May 24, June 24 (Lawrence, MO), July 27, August 21, September 21, October 23.
Lawrence, MO components: climate 46; Lawrence, MO retreat index 23; Lawrence, MO climate multiplier 0.85.
Construction distress, Lawrence, MO: 5/100 as of August 2026 (Lawrence, MO: 3/100 one-to-four unit, 32/100 multifamily).
Lawrence, MO ZIPs, June 2026 (Lawrence, MO, 16 highest): score 0 (Lawrence, MO), climate 88 (Lawrence, MO): 65612, 65738; score 0 (Lawrence, MO), climate 81 (Lawrence, MO): 64862; score 0 (Lawrence, MO), climate 77 (Lawrence, MO): 65604; score 0 (Lawrence, MO), climate 75 (Lawrence, MO): 65610; score 0 (Lawrence, MO), climate 71 (Lawrence, MO): 64873, 65708, 65723; score 0 (Lawrence, MO), climate 70 (Lawrence, MO): 65605; score 0 (Lawrence, MO), climate 69 (Lawrence, MO): 65769; score 0 (Lawrence, MO), climate 68 (Lawrence, MO): 65705; score 0 (Lawrence, MO), climate 65 (Lawrence, MO): 64848, 65654, 65664, 65707, Lawrence, MO 65712.
DLRadar rescores Lawrence, MO monthly; Lawrence, MO readings join Lawrence, MO foreclosure, lien and ownership parcels (Lawrence, MO), so cost-squeezed Lawrence, MO owners surface before listing.
Inside Missouri, Lawrence County ranks 74th of 115 counties for home-insurance distress at 21/100; Knox County (21/100) sits just above Lawrence County, and Lewis County (21/100) sits just below Lawrence County.
Deterministic. Every Lawrence County, MO signal traces to a public Lawrence dataset (FEMA, NFIP, Census for Lawrence, MO) · how insurance distress works in Lawrence, MO · methodology
FAQ: Lawrence County, MO insurance distress
What is the Lawrence County, MO home-insurance-distress score?
Lawrence, MO: 21/100 (LOW), #2,177 of 3,222, #74 in Missouri. FEMA hazard, Lawrence, MO: 40/100; NFIP stress, Lawrence, MO: 0/100; construction, Lawrence, MO: 5/100; Lawrence, MO rescores monthly.
Is Lawrence County insurance distress getting better or worse (MO)?
Lawrence, MO: 26 in March 2026; Lawrence, MO: 23 in October 2026 (better); Lawrence, MO climate component 46.
Which Lawrence County ZIP codes carry the most insurance distress (MO)?
Lawrence, MO, June 2026: 65612 at 0, 65738 at 0, 64862 at 0, 65604 at 0; Lawrence, MO climate scores there: 88, 88, 81, 77.
Why does Lawrence, MO insurance distress create sellers?
A Lawrence, MO premium outruns the Lawrence, MO budget; a carrier leaves Lawrence, MO; Lawrence, MO carrying cost passes plan; Lawrence, MO owners sell while current; Lawrence, MO insurance distress leads Lawrence, MO foreclosure data.