Lincoln County, MO: Home-Insurance Distress & Forced-Sale Pressure
Lincoln County, MO: 28/100 (moderate) home-insurance distress; Lincoln, MO band LOW; Lincoln, MO #1,656 of 3,222 counties; Lincoln, MO #55 of 115 in Missouri; raw Lincoln, MO 33.1; Lincoln, MO coverage multiplier 0.85.
FEMA hazard, Lincoln, MO: 0/100; Lincoln, MO declarations, three years: none.
NFIP claims, Lincoln, MO, three years: 27; Lincoln, MO payouts $468,708; per Lincoln, MO claim $17,360; Lincoln, MO claim-stress 83/100.
Lincoln, MO monthly score fell, 31 (March 2026) to 28 (October 2026); Lincoln, MO by month: March 31, April 31, May 31, June 31 (Lincoln, MO), July 31, August 31, September 31, October 28.
Lincoln, MO components: NFIP claims 83; Lincoln, MO retreat index 28; Lincoln, MO climate multiplier 0.85.
Construction distress, Lincoln, MO: 65/100 as of August 2026 (Lincoln, MO: 73/100 one-to-four unit, 56/100 multifamily).
Lincoln, MO ZIPs, June 2026 (Lincoln, MO, 16 highest): score 0 (Lincoln, MO), climate 88 (Lincoln, MO): 63348; score 0 (Lincoln, MO), climate 70 (Lincoln, MO): 63347, 63349, 63362, 63369, Lincoln, MO 63377, 63379, 63387, 63389; score 0 (Lincoln, MO), climate 68 (Lincoln, MO): 63343; score 0 (Lincoln, MO), climate 64 (Lincoln, MO): 63390; score 0 (Lincoln, MO), climate 63 (Lincoln, MO): 63383; score 0 (Lincoln, MO), climate 57 (Lincoln, MO): 63381; score 0 (Lincoln, MO), climate 56 (Lincoln, MO): 63344; score 0 (Lincoln, MO), climate 44 (Lincoln, MO): 63334; score 0 (Lincoln, MO), climate 42 (Lincoln, MO): 63359.
DLRadar rescores Lincoln, MO monthly; Lincoln, MO readings join Lincoln, MO foreclosure, lien and ownership parcels (Lincoln, MO), so cost-squeezed Lincoln, MO owners surface before listing.
Inside Missouri, Lincoln County ranks 50th of 115 counties for home-insurance distress at 28/100; Clay County (29/100) sits just above Lincoln County, and Audrain County (28/100) sits just below Lincoln County.
Deterministic. Every Lincoln County, MO signal traces to a public Lincoln dataset (FEMA, NFIP, Census for Lincoln, MO) · how insurance distress works in Lincoln, MO · methodology
FAQ: Lincoln County, MO insurance distress
What is the Lincoln County, MO home-insurance-distress score?
Lincoln, MO: 28/100 (LOW), #1,656 of 3,222, #55 in Missouri. FEMA hazard, Lincoln, MO: 0/100; NFIP stress, Lincoln, MO: 83/100; construction, Lincoln, MO: 65/100; Lincoln, MO rescores monthly.
Is Lincoln County insurance distress getting better or worse (MO)?
Lincoln, MO: 31 in March 2026; Lincoln, MO: 28 in October 2026 (better); Lincoln, MO NFIP claims score 83.
How many flood-insurance claims has Lincoln County, MO had?
Lincoln, MO: 27 NFIP claims, three years; Lincoln, MO paid $468,708; per Lincoln, MO claim $17,360; carriers reprice Lincoln, MO against that record.
Which Lincoln County ZIP codes carry the most insurance distress (MO)?
Lincoln, MO, June 2026: 63348 at 0, 63347 at 0, 63349 at 0, 63362 at 0; Lincoln, MO climate scores there: 88, 70, 70, 70.
Why does Lincoln, MO insurance distress create sellers?
A Lincoln, MO premium outruns the Lincoln, MO budget; a carrier leaves Lincoln, MO; Lincoln, MO carrying cost passes plan; Lincoln, MO owners sell while current; Lincoln, MO insurance distress leads Lincoln, MO foreclosure data.