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Linn County, MO: Home-Insurance Distress & Forced-Sale Pressure

Linn County, MO: 21/100 (low) home-insurance distress; Linn, MO band LOW; Linn, MO #2,179 of 3,222 counties; Linn, MO #76 of 115 in Missouri; raw Linn, MO 24.3; Linn, MO coverage multiplier 0.85.

FEMA hazard, Linn, MO: 40/100; Linn, MO declarations, three years: 2; Linn, MO perils: 2 severe-storm; hazard-weighted, Linn, MO: 2.0.

Declared incidents on the Linn, MO record: 2026 Severe Storm 3 (Linn, MO).

NFIP claims, Linn, MO, three years: none; Linn, MO claim-stress 0/100.

Linn, MO monthly score rose, 0 (March 2026) to 23 (October 2026); Linn, MO by month: March 0, April 0, May 0, June 0 (Linn, MO), July 0, August 21, September 21, October 23.

Linn, MO components: climate 46; Linn, MO retreat index 23; Linn, MO climate multiplier 0.85.

Construction distress, Linn, MO: 88/100 as of August 2026 (Linn, MO: 95/100 one-to-four unit, 0/100 multifamily).

Linn, MO ZIPs, June 2026 (Linn, MO, 15 highest): score 0 (Linn, MO), climate 32 (Linn, MO): 64631; score 0 (Linn, MO), climate 31 (Linn, MO): 63557; score 0 (Linn, MO), climate 30 (Linn, MO): 64628, 64651, 64653, 64659, Linn, MO 64674; score 0 (Linn, MO), climate 29 (Linn, MO): 64658, 64681; score 0 (Linn, MO), climate 28 (Linn, MO): 64635, 64688; score 0 (Linn, MO), climate 26 (Linn, MO): 64652; score 0 (Linn, MO), climate 22 (Linn, MO): 63566; score 0 (Linn, MO), climate 19 (Linn, MO): 64630; score 0 (Linn, MO), climate 13 (Linn, MO): 64646.

DLRadar rescores Linn, MO monthly; Linn, MO readings join Linn, MO foreclosure, lien and ownership parcels (Linn, MO), so cost-squeezed Linn, MO owners surface before listing.

Inside Missouri, Linn County ranks 76th of 115 counties for home-insurance distress at 21/100; Lewis County (21/100) sits just above Linn County, and Macon County (21/100) sits just below Linn County.

Insurance distress
21/100
Linn, MO: LOW
National rank
#2179
Linn, MO: of 3,222 counties
FEMA hazard
40/100
Linn County hazard
NFIP claim stress
0/100
Linn, MO 3-year
Flood claims (3y)
0
Linn, MO
Claims paid (3y)
$0
Linn, MO payouts
Per claim
$0
Linn, MO
Construction distress
88/100
Linn, MO

Deterministic. Every Linn County, MO signal traces to a public Linn dataset (FEMA, NFIP, Census for Linn, MO) · how insurance distress works in Linn, MO · methodology

FAQ: Linn County, MO insurance distress

What is the Linn County, MO home-insurance-distress score?

Linn, MO: 21/100 (LOW), #2,179 of 3,222, #76 in Missouri. FEMA hazard, Linn, MO: 40/100; NFIP stress, Linn, MO: 0/100; construction, Linn, MO: 88/100; Linn, MO rescores monthly.

Is Linn County insurance distress getting better or worse (MO)?

Linn, MO: 0 in March 2026; Linn, MO: 23 in October 2026 (worse); Linn, MO climate component 46.

Which Linn County ZIP codes carry the most insurance distress (MO)?

Linn, MO, June 2026: 64631 at 0, 63557 at 0, 64628 at 0, 64651 at 0; Linn, MO climate scores there: 32, 31, 30, 30.

Why does Linn, MO insurance distress create sellers?

A Linn, MO premium outruns the Linn, MO budget; a carrier leaves Linn, MO; Linn, MO carrying cost passes plan; Linn, MO owners sell while current; Linn, MO insurance distress leads Linn, MO foreclosure data.

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