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Macon County, MO: Home-Insurance Distress & Forced-Sale Pressure

Macon County, MO: 21/100 (low) home-insurance distress; Macon, MO band LOW; Macon, MO #2,180 of 3,222 counties; Macon, MO #74 of 115 in Missouri; raw Macon, MO 27.4; Macon, MO coverage multiplier 0.85.

FEMA hazard, Macon, MO: 40/100; Macon, MO declarations, three years: 3; Macon, MO perils: 3 severe-storm; hazard-weighted, Macon, MO: 3.0.

Declared incidents on the Macon, MO record: 2026 Severe Storm 3 (Macon, MO).

NFIP claims, Macon, MO, three years: none; Macon, MO claim-stress 0/100.

Macon, MO monthly score rose, 0 (March 2026) to 23 (October 2026); Macon, MO by month: March 0, April 0, May 0, June 0 (Macon, MO), July 0, August 21, September 21, October 23.

Macon, MO components: climate 46; Macon, MO retreat index 23; Macon, MO climate multiplier 0.85.

Construction distress, Macon, MO: 2/100 as of August 2026 (Macon, MO: 67/100 one-to-four unit, 0/100 multifamily).

Macon, MO ZIPs, June 2026 (Macon, MO, 15 highest): score 0 (Macon, MO), climate 37 (Macon, MO): 63431, 63530, 63532, 63534, Macon, MO 63538, 63539, 63552, 65247, Macon, MO 65260; score 0 (Macon, MO), climate 36 (Macon, MO): 63549; score 0 (Macon, MO), climate 34 (Macon, MO): 63558; score 0 (Macon, MO), climate 32 (Macon, MO): 64631; score 0 (Macon, MO), climate 31 (Macon, MO): 63557; score 0 (Macon, MO), climate 29 (Macon, MO): 64658; score 0 (Macon, MO), climate 19 (Macon, MO): 63437.

DLRadar rescores Macon, MO monthly; Macon, MO readings join Macon, MO foreclosure, lien and ownership parcels (Macon, MO), so cost-squeezed Macon, MO owners surface before listing.

Inside Missouri, Macon County ranks 77th of 115 counties for home-insurance distress at 21/100; Linn County (21/100) sits just above Macon County, and Marion County (21/100) sits just below Macon County.

Insurance distress
21/100
Macon, MO: LOW
National rank
#2180
Macon, MO: of 3,222 counties
FEMA hazard
40/100
Macon County hazard
NFIP claim stress
0/100
Macon, MO 3-year
Flood claims (3y)
0
Macon, MO
Claims paid (3y)
$0
Macon, MO payouts
Per claim
$0
Macon, MO
Construction distress
2/100
Macon, MO

Deterministic. Every Macon County, MO signal traces to a public Macon dataset (FEMA, NFIP, Census for Macon, MO) · how insurance distress works in Macon, MO · methodology

FAQ: Macon County, MO insurance distress

What is the Macon County, MO home-insurance-distress score?

Macon, MO: 21/100 (LOW), #2,180 of 3,222, #74 in Missouri. FEMA hazard, Macon, MO: 40/100; NFIP stress, Macon, MO: 0/100; construction, Macon, MO: 2/100; Macon, MO rescores monthly.

Is Macon County insurance distress getting better or worse (MO)?

Macon, MO: 0 in March 2026; Macon, MO: 23 in October 2026 (worse); Macon, MO climate component 46.

Which Macon County ZIP codes carry the most insurance distress (MO)?

Macon, MO, June 2026: 63431 at 0, 63530 at 0, 63532 at 0, 63534 at 0; Macon, MO climate scores there: 37, 37, 37, 37.

Why does Macon, MO insurance distress create sellers?

A Macon, MO premium outruns the Macon, MO budget; a carrier leaves Macon, MO; Macon, MO carrying cost passes plan; Macon, MO owners sell while current; Macon, MO insurance distress leads Macon, MO foreclosure data.

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