Mcdonald County, MO: Home-Insurance Distress & Forced-Sale Pressure
Mcdonald County, MO: 58/100 (elevated) home-insurance distress; Mcdonald, MO band MEDIUM; Mcdonald, MO #948 of 3,222 counties; Mcdonald, MO #20 of 115 in Missouri; raw Mcdonald, MO 61.9.
FEMA hazard, Mcdonald, MO: 52/100; Mcdonald, MO declarations, three years: 6; Mcdonald, MO perils: 6 severe-storm; Mcdonald, MO five-year count 6 (severity 10.5); Mcdonald, MO ten-year 6; hazard-weighted, Mcdonald, MO: 6.0.
Declared incidents on the Mcdonald, MO record: 2025 Severe Storm 3; 2024 Severe Storm 3 (Mcdonald, MO).
NFIP claims, Mcdonald, MO, three years: 6; Mcdonald, MO payouts $31,884; per Mcdonald, MO claim $5,314; Mcdonald, MO claim-stress 66/100.
Mcdonald, MO monthly score fell, 73 (March 2026) to 62 (October 2026); Mcdonald, MO by month: March 73, April 73, May 69, June 69 (Mcdonald, MO), July 77, August 65, September 66, October 62.
Mcdonald, MO components: climate 60, NFIP claims 66; Mcdonald, MO retreat index 62.
Construction distress, Mcdonald, MO: 84/100 as of August 2026 (Mcdonald, MO: 84/100 one-to-four unit, 21/100 multifamily).
Mcdonald, MO ZIPs, June 2026 (Mcdonald, MO, 15 highest): score 0 (Mcdonald, MO), climate 77 (Mcdonald, MO): 64850; score 0 (Mcdonald, MO), climate 75 (Mcdonald, MO): 64865; score 0 (Mcdonald, MO), climate 73 (Mcdonald, MO): 65647; score 0 (Mcdonald, MO), climate 72 (Mcdonald, MO): 65745; score 0 (Mcdonald, MO), climate 71 (Mcdonald, MO): 65772; score 0 (Mcdonald, MO), climate 70 (Mcdonald, MO): 64867; score 0 (Mcdonald, MO), climate 67 (Mcdonald, MO): 64843; score 0 (Mcdonald, MO), climate 66 (Mcdonald, MO): 64831, 64847, 64854, 64856, Mcdonald, MO 64861, 64863, 64868, 65730.
DLRadar rescores Mcdonald, MO monthly; Mcdonald, MO readings join Mcdonald, MO foreclosure, lien and ownership parcels (Mcdonald, MO), so cost-squeezed Mcdonald, MO owners surface before listing.
Inside Missouri, Mcdonald County ranks 20th of 115 counties for home-insurance distress at 58/100; Pulaski County (59/100) sits just above Mcdonald County, and St. Francois County (57/100) sits just below Mcdonald County.
Deterministic. Every Mcdonald County, MO signal traces to a public Mcdonald dataset (FEMA, NFIP, Census for Mcdonald, MO) · how insurance distress works in Mcdonald, MO · methodology
FAQ: Mcdonald County, MO insurance distress
What is the Mcdonald County, MO home-insurance-distress score?
Mcdonald, MO: 58/100 (MEDIUM), #948 of 3,222, #20 in Missouri. FEMA hazard, Mcdonald, MO: 52/100; NFIP stress, Mcdonald, MO: 66/100; construction, Mcdonald, MO: 84/100; Mcdonald, MO rescores monthly.
Is Mcdonald County insurance distress getting better or worse (MO)?
Mcdonald, MO: 73 in March 2026; Mcdonald, MO: 62 in October 2026 (better); Mcdonald, MO climate component 60; Mcdonald, MO NFIP claims score 66.
How many flood-insurance claims has Mcdonald County, MO had?
Mcdonald, MO: 6 NFIP claims, three years; Mcdonald, MO paid $31,884; per Mcdonald, MO claim $5,314; carriers reprice Mcdonald, MO against that record.
Which Mcdonald County ZIP codes carry the most insurance distress (MO)?
Mcdonald, MO, June 2026: 64850 at 0, 64865 at 0, 65647 at 0, 65745 at 0; Mcdonald, MO climate scores there: 77, 75, 73, 72.
Why does Mcdonald, MO insurance distress create sellers?
A Mcdonald, MO premium outruns the Mcdonald, MO budget; a carrier leaves Mcdonald, MO; Mcdonald, MO carrying cost passes plan; Mcdonald, MO owners sell while current; Mcdonald, MO insurance distress leads Mcdonald, MO foreclosure data.