Mercer County, MO: Home-Insurance Distress & Forced-Sale Pressure
Mercer County, MO: 21/100 (low) home-insurance distress; Mercer, MO band LOW; Mercer, MO #2,182 of 3,222 counties; Mercer, MO #79 of 115 in Missouri; raw Mercer, MO 24.3; Mercer, MO coverage multiplier 0.85.
FEMA hazard, Mercer, MO: 40/100; Mercer, MO declarations, three years: 2; Mercer, MO perils: 2 severe-storm; hazard-weighted, Mercer, MO: 2.0.
Declared incidents on the Mercer, MO record: 2026 Severe Storm 3 (Mercer, MO).
NFIP claims, Mercer, MO, three years: none; Mercer, MO claim-stress 0/100.
Mercer, MO monthly score rose, 0 (March 2026) to 24 (October 2026); Mercer, MO by month: March 0, April 0, May 0, June 0 (Mercer, MO), July 0, August 21, September 21, October 24.
Mercer, MO components: climate 47; Mercer, MO retreat index 24; Mercer, MO climate multiplier 0.85.
Construction distress, Mercer, MO: 34/100 as of August 2026 (Mercer, MO: 34/100 one-to-four unit, 0/100 multifamily).
Mercer, MO ZIPs, June 2026 (Mercer, MO, 7 highest): score 0 (Mercer, MO), climate 25 (Mercer, MO): 64679; score 0 (Mercer, MO), climate 17 (Mercer, MO): 64632; score 0 (Mercer, MO), climate 10 (Mercer, MO): 64645, 64661, 64673; score 0 (Mercer, MO), climate 9 (Mercer, MO): 64667; score 0 (Mercer, MO), climate 7 (Mercer, MO): 64672.
DLRadar rescores Mercer, MO monthly; Mercer, MO readings join Mercer, MO foreclosure, lien and ownership parcels (Mercer, MO), so cost-squeezed Mercer, MO owners surface before listing.
Inside Missouri, Mercer County ranks 79th of 115 counties for home-insurance distress at 21/100; Marion County (21/100) sits just above Mercer County, and Miller County (21/100) sits just below Mercer County.
Deterministic. Every Mercer County, MO signal traces to a public Mercer dataset (FEMA, NFIP, Census for Mercer, MO) · how insurance distress works in Mercer, MO · methodology
FAQ: Mercer County, MO insurance distress
What is the Mercer County, MO home-insurance-distress score?
Mercer, MO: 21/100 (LOW), #2,182 of 3,222, #79 in Missouri. FEMA hazard, Mercer, MO: 40/100; NFIP stress, Mercer, MO: 0/100; construction, Mercer, MO: 34/100; Mercer, MO rescores monthly.
Is Mercer County insurance distress getting better or worse (MO)?
Mercer, MO: 0 in March 2026; Mercer, MO: 24 in October 2026 (worse); Mercer, MO climate component 47.
Which Mercer County ZIP codes carry the most insurance distress (MO)?
Mercer, MO, June 2026: 64679 at 0, 64632 at 0, 64645 at 0, 64661 at 0; Mercer, MO climate scores there: 25, 17, 10, 10.
Why does Mercer, MO insurance distress create sellers?
A Mercer, MO premium outruns the Mercer, MO budget; a carrier leaves Mercer, MO; Mercer, MO carrying cost passes plan; Mercer, MO owners sell while current; Mercer, MO insurance distress leads Mercer, MO foreclosure data.