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Perry County, MO: Home-Insurance Distress & Forced-Sale Pressure

Perry County, MO: 30/100 (moderate) home-insurance distress; Perry, MO band LOW; Perry, MO #1,595 of 3,222 counties; Perry, MO #45 of 115 in Missouri; raw Perry, MO 33.4.

FEMA hazard, Perry, MO: 40/100; Perry, MO declarations, three years: 3; Perry, MO perils: 3 severe-storm; Perry, MO five-year count 6 (severity 9.0); Perry, MO ten-year 6; hazard-weighted, Perry, MO: 3.0.

Declared incidents on the Perry, MO record: 2025 Severe Storm 3; 2023 Severe Storm 2 (Perry, MO).

NFIP claims, Perry, MO, three years: 1; Perry, MO payouts $0; per Perry, MO claim $0; Perry, MO claim-stress 15/100.

Perry, MO monthly score rose, 26 (March 2026) to 34 (October 2026); Perry, MO by month: March 26, April 26, May 24, June 24 (Perry, MO), July 27, August 21, September 21, October 34.

Perry, MO components: climate 46, NFIP claims 15; Perry, MO retreat index 34.

Construction distress, Perry, MO: 23/100 as of August 2026 (Perry, MO: 23/100 one-to-four unit, 0/100 multifamily).

Perry, MO ZIPs, June 2026 (Perry, MO, 8 highest): score 0 (Perry, MO), climate 68 (Perry, MO): 63770; score 0 (Perry, MO), climate 65 (Perry, MO): 63732; score 0 (Perry, MO), climate 61 (Perry, MO): 63673; score 0 (Perry, MO), climate 52 (Perry, MO): 63746, 63748, 63775, 63783; score 0 (Perry, MO), climate 30 (Perry, MO): 63781.

DLRadar rescores Perry, MO monthly; Perry, MO readings join Perry, MO foreclosure, lien and ownership parcels (Perry, MO), so cost-squeezed Perry, MO owners surface before listing.

Inside Missouri, Perry County ranks 45th of 115 counties for home-insurance distress at 30/100; Osage County (30/100) sits just above Perry County, and Christian County (29/100) sits just below Perry County.

Insurance distress
30/100
Perry, MO: LOW
National rank
#1595
Perry, MO: of 3,222 counties
FEMA hazard
40/100
Perry County hazard
NFIP claim stress
15/100
Perry, MO 3-year
Flood claims (3y)
1
Perry, MO
Claims paid (3y)
$0
Perry, MO payouts
Per claim
$0
Perry, MO
Construction distress
23/100
Perry, MO

Deterministic. Every Perry County, MO signal traces to a public Perry dataset (FEMA, NFIP, Census for Perry, MO) · how insurance distress works in Perry, MO · methodology

FAQ: Perry County, MO insurance distress

What is the Perry County, MO home-insurance-distress score?

Perry, MO: 30/100 (LOW), #1,595 of 3,222, #45 in Missouri. FEMA hazard, Perry, MO: 40/100; NFIP stress, Perry, MO: 15/100; construction, Perry, MO: 23/100; Perry, MO rescores monthly.

Is Perry County insurance distress getting better or worse (MO)?

Perry, MO: 26 in March 2026; Perry, MO: 34 in October 2026 (worse); Perry, MO climate component 46; Perry, MO NFIP claims score 15.

How many flood-insurance claims has Perry County, MO had?

Perry, MO: 1 NFIP claims, three years; Perry, MO paid $0; per Perry, MO claim $0; carriers reprice Perry, MO against that record.

Which Perry County ZIP codes carry the most insurance distress (MO)?

Perry, MO, June 2026: 63770 at 0, 63732 at 0, 63673 at 0, 63746 at 0; Perry, MO climate scores there: 68, 65, 61, 52.

Why does Perry, MO insurance distress create sellers?

A Perry, MO premium outruns the Perry, MO budget; a carrier leaves Perry, MO; Perry, MO carrying cost passes plan; Perry, MO owners sell while current; Perry, MO insurance distress leads Perry, MO foreclosure data.

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