Scott County, MO: Home-Insurance Distress & Forced-Sale Pressure
Scott County, MO: 77/100 (severe) home-insurance distress; Scott, MO band MEDIUM; Scott, MO #451 of 3,222 counties; Scott, MO #2 of 115 in Missouri.
FEMA hazard, Scott, MO: 74/100; Scott, MO declarations, three years: 10; Scott, MO perils: 10 severe-storm; Scott, MO five-year count 15 (severity 25.5); Scott, MO ten-year 15; hazard-weighted, Scott, MO: 10.0.
Declared incidents on the Scott, MO record: 2026 Severe Storm 3; 2025 Severe Storm 9 (Scott, MO); 2024 Severe Storm 3; 2023 Severe Storm 2 (Scott, MO).
NFIP claims, Scott, MO, three years: 13; Scott, MO payouts $300,390; per Scott, MO claim $23,107; Scott, MO claim-stress 81/100.
Scott, MO monthly score held, 84 (March 2026) to 84 (October 2026); Scott, MO by month: March 84, April 84, May 82, June 82 (Scott, MO), July 89, August 84, September 82, October 84.
Scott, MO components: climate 85, NFIP claims 81; Scott, MO retreat index 84.
Construction distress, Scott, MO: 99/100 as of August 2026 (Scott, MO: 89/100 one-to-four unit, 99/100 multifamily).
Scott, MO ZIPs, June 2026 (Scott, MO, 14 highest): score 0 (Scott, MO), climate 83 (Scott, MO): 63740; score 0 (Scott, MO), climate 79 (Scott, MO): 63736, 63742, 63758, 63767, Scott, MO 63774, 63780, 63784, 63824; score 0 (Scott, MO), climate 78 (Scott, MO): 63771; score 0 (Scott, MO), climate 76 (Scott, MO): 63801; score 0 (Scott, MO), climate 74 (Scott, MO): 63735; score 0 (Scott, MO), climate 59 (Scott, MO): 63823; score 0 (Scott, MO), climate 58 (Scott, MO): 63834.
DLRadar rescores Scott, MO monthly; Scott, MO readings join Scott, MO foreclosure, lien and ownership parcels (Scott, MO), so cost-squeezed Scott, MO owners surface before listing.
Inside Missouri, Scott County ranks 2nd of 115 counties for home-insurance distress at 77/100; Reynolds County (78/100) sits just above Scott County, and Howell County (74/100) sits just below Scott County.
Deterministic. Every Scott County, MO signal traces to a public Scott dataset (FEMA, NFIP, Census for Scott, MO) · how insurance distress works in Scott, MO · methodology
FAQ: Scott County, MO insurance distress
What is the Scott County, MO home-insurance-distress score?
Scott, MO: 77/100 (MEDIUM), #451 of 3,222, #2 in Missouri. FEMA hazard, Scott, MO: 74/100; NFIP stress, Scott, MO: 81/100; construction, Scott, MO: 99/100; Scott, MO rescores monthly.
Is Scott County insurance distress getting better or worse (MO)?
Scott, MO: 84 in March 2026; Scott, MO: 84 in October 2026 (unchanged); Scott, MO climate component 85; Scott, MO NFIP claims score 81.
How many flood-insurance claims has Scott County, MO had?
Scott, MO: 13 NFIP claims, three years; Scott, MO paid $300,390; per Scott, MO claim $23,107; carriers reprice Scott, MO against that record.
Which Scott County ZIP codes carry the most insurance distress (MO)?
Scott, MO, June 2026: 63740 at 0, 63736 at 0, 63742 at 0, 63758 at 0; Scott, MO climate scores there: 83, 79, 79, 79.
Why does Scott, MO insurance distress create sellers?
A Scott, MO premium outruns the Scott, MO budget; a carrier leaves Scott, MO; Scott, MO carrying cost passes plan; Scott, MO owners sell while current; Scott, MO insurance distress leads Scott, MO foreclosure data.