Stoddard County, MO: Home-Insurance Distress & Forced-Sale Pressure
Stoddard County, MO: 44/100 (moderate) home-insurance distress; Stoddard, MO band MEDIUM; Stoddard, MO #1,265 of 3,222 counties; Stoddard, MO #30 of 115 in Missouri.
FEMA hazard, Stoddard, MO: 63/100; Stoddard, MO declarations, three years: 6; Stoddard, MO perils: 6 severe-storm; Stoddard, MO five-year count 9 (severity 16.5); Stoddard, MO ten-year 9; hazard-weighted, Stoddard, MO: 6.0.
Declared incidents on the Stoddard, MO record: 2025 Severe Storm 6; 2024 Severe Storm 3 (Stoddard, MO).
NFIP claims, Stoddard, MO, three years: 1; Stoddard, MO payouts $0; per Stoddard, MO claim $0; Stoddard, MO claim-stress 15/100.
Stoddard, MO monthly score fell, 56 (March 2026) to 49 (October 2026); Stoddard, MO by month: March 56, April 56, May 54, June 54 (Stoddard, MO), July 61, August 51, September 51, October 49.
Stoddard, MO components: climate 72, NFIP claims 15; Stoddard, MO retreat index 49.
Construction distress, Stoddard, MO: 19/100 as of August 2026 (Stoddard, MO: 58/100 one-to-four unit, 5/100 multifamily).
Stoddard, MO ZIPs, June 2026 (Stoddard, MO, 14 highest): score 0 (Stoddard, MO), climate 78 (Stoddard, MO): 63771; score 0 (Stoddard, MO), climate 76 (Stoddard, MO): 63801; score 0 (Stoddard, MO), climate 74 (Stoddard, MO): 63735; score 0 (Stoddard, MO), climate 73 (Stoddard, MO): 63738, 63822, 63825, 63841, Stoddard, MO 63846, 63850, 63936; score 0 (Stoddard, MO), climate 72 (Stoddard, MO): 63833, 63870; score 0 (Stoddard, MO), climate 69 (Stoddard, MO): 63960; score 0 (Stoddard, MO), climate 60 (Stoddard, MO): 63730.
DLRadar rescores Stoddard, MO monthly; Stoddard, MO readings join Stoddard, MO foreclosure, lien and ownership parcels (Stoddard, MO), so cost-squeezed Stoddard, MO owners surface before listing.
Inside Missouri, Stoddard County ranks 30th of 115 counties for home-insurance distress at 44/100; St. Louis County (49/100) sits just above Stoddard County, and Cape Girardeau County (37/100) sits just below Stoddard County.
Deterministic. Every Stoddard County, MO signal traces to a public Stoddard dataset (FEMA, NFIP, Census for Stoddard, MO) · how insurance distress works in Stoddard, MO · methodology
FAQ: Stoddard County, MO insurance distress
What is the Stoddard County, MO home-insurance-distress score?
Stoddard, MO: 44/100 (MEDIUM), #1,265 of 3,222, #30 in Missouri. FEMA hazard, Stoddard, MO: 63/100; NFIP stress, Stoddard, MO: 15/100; construction, Stoddard, MO: 19/100; Stoddard, MO rescores monthly.
Is Stoddard County insurance distress getting better or worse (MO)?
Stoddard, MO: 56 in March 2026; Stoddard, MO: 49 in October 2026 (better); Stoddard, MO climate component 72; Stoddard, MO NFIP claims score 15.
How many flood-insurance claims has Stoddard County, MO had?
Stoddard, MO: 1 NFIP claims, three years; Stoddard, MO paid $0; per Stoddard, MO claim $0; carriers reprice Stoddard, MO against that record.
Which Stoddard County ZIP codes carry the most insurance distress (MO)?
Stoddard, MO, June 2026: 63771 at 0, 63801 at 0, 63735 at 0, 63738 at 0; Stoddard, MO climate scores there: 78, 76, 74, 73.
Why does Stoddard, MO insurance distress create sellers?
A Stoddard, MO premium outruns the Stoddard, MO budget; a carrier leaves Stoddard, MO; Stoddard, MO carrying cost passes plan; Stoddard, MO owners sell while current; Stoddard, MO insurance distress leads Stoddard, MO foreclosure data.