Carroll County, MS: Home-Insurance Distress & Forced-Sale Pressure
Carroll County, MS: 49/100 (elevated) home-insurance distress; Carroll, MS band MEDIUM; Carroll, MS #1,107 of 3,222 counties; Carroll, MS #20 of 82 in Mississippi; raw Carroll, MS 52.4.
FEMA hazard, Carroll, MS: 40/100; Carroll, MS declarations, three years: 9; Carroll, MS perils: 3 severe-storm; Carroll, MS five-year count 12 (severity 21.0); Carroll, MS ten-year 12; hazard-weighted, Carroll, MS: 3.0.
Declared incidents on the Carroll, MS record: 2026 Winter Storm 6; 2025 Severe Storm 3 (Carroll, MS); 2023 Severe Storm 3 (Carroll, MS).
NFIP claims, Carroll, MS, three years: 2; Carroll, MS payouts $25,063; per Carroll, MS claim $12,531; Carroll, MS claim-stress 63/100.
Carroll, MS monthly score fell, 57 (March 2026) to 53 (October 2026); Carroll, MS by month: March 57, April 57, May 54, June 54 (Carroll, MS), July 65, August 51, September 50, October 53.
Carroll, MS components: climate 46, NFIP claims 63; Carroll, MS retreat index 53.
Construction distress, Carroll, MS: 11/100 as of August 2026 (Carroll, MS: 7/100 one-to-four unit, 11/100 multifamily).
Carroll, MS ZIPs, June 2026 (Carroll, MS, 13 highest): score 0 (Carroll, MS), climate 59 (Carroll, MS): 38954; score 0 (Carroll, MS), climate 49 (Carroll, MS): 38930; score 0 (Carroll, MS), climate 45 (Carroll, MS): 38901; score 0 (Carroll, MS), climate 43 (Carroll, MS): 38940; score 0 (Carroll, MS), climate 40 (Carroll, MS): 39095; score 0 (Carroll, MS), climate 37 (Carroll, MS): 38924; score 0 (Carroll, MS), climate 32 (Carroll, MS): 39192; score 0 (Carroll, MS), climate 20 (Carroll, MS): 39176; score 0 (Carroll, MS), climate 19 (Carroll, MS): 38917, 38923, 38943, 38947; score 0 (Carroll, MS), climate 13 (Carroll, MS): 38967.
DLRadar rescores Carroll, MS monthly; Carroll, MS readings join Carroll, MS foreclosure, lien and ownership parcels (Carroll, MS), so cost-squeezed Carroll, MS owners surface before listing.
Inside Mississippi, Carroll County ranks 20th of 82 counties for home-insurance distress at 49/100; Lamar County (51/100) sits just above Carroll County, and Leflore County (48/100) sits just below Carroll County.
Deterministic. Every Carroll County, MS signal traces to a public Carroll dataset (FEMA, NFIP, Census for Carroll, MS) · how insurance distress works in Carroll, MS · methodology
FAQ: Carroll County, MS insurance distress
What is the Carroll County, MS home-insurance-distress score?
Carroll, MS: 49/100 (MEDIUM), #1,107 of 3,222, #20 in Mississippi. FEMA hazard, Carroll, MS: 40/100; NFIP stress, Carroll, MS: 63/100; construction, Carroll, MS: 11/100; Carroll, MS rescores monthly.
Is Carroll County insurance distress getting better or worse (MS)?
Carroll, MS: 57 in March 2026; Carroll, MS: 53 in October 2026 (better); Carroll, MS climate component 46; Carroll, MS NFIP claims score 63.
How many flood-insurance claims has Carroll County, MS had?
Carroll, MS: 2 NFIP claims, three years; Carroll, MS paid $25,063; per Carroll, MS claim $12,531; carriers reprice Carroll, MS against that record.
Which Carroll County ZIP codes carry the most insurance distress (MS)?
Carroll, MS, June 2026: 38954 at 0, 38930 at 0, 38901 at 0, 38940 at 0; Carroll, MS climate scores there: 59, 49, 45, 43.
Why does Carroll, MS insurance distress create sellers?
A Carroll, MS premium outruns the Carroll, MS budget; a carrier leaves Carroll, MS; Carroll, MS carrying cost passes plan; Carroll, MS owners sell while current; Carroll, MS insurance distress leads Carroll, MS foreclosure data.