Covington County, MS: Home-Insurance Distress & Forced-Sale Pressure
Covington County, MS: 71/100 (severe) home-insurance distress; Covington, MS band MEDIUM; Covington, MS #599 of 3,222 counties; Covington, MS #5 of 82 in Mississippi.
FEMA hazard, Covington, MS: 68/100; Covington, MS declarations, three years: 8; Covington, MS perils: 2 tropical-storm, 2 severe-storm; Covington, MS five-year count 9 (severity 15.0); Covington, MS ten-year 9; hazard-weighted, Covington, MS: 8.0.
Declared incidents on the Covington, MS record: 2026 Winter Storm 4; 2026 Tropical Storm 2 (Covington, MS); 2025 Severe Storm 2; 2023 Severe Storm 1 (Covington, MS).
NFIP claims, Covington, MS, three years: 1; Covington, MS payouts $250,000; per Covington, MS claim $250,000; Covington, MS claim-stress 75/100.
Covington, MS monthly score rose, 26 (March 2026) to 77 (October 2026); Covington, MS by month: March 26, April 26, May 24, June 24 (Covington, MS), July 33, August 36, September 36, October 77.
Covington, MS components: climate 78, NFIP claims 75; Covington, MS retreat index 77.
Construction distress, Covington, MS: 42/100 as of August 2026 (Covington, MS: 42/100 one-to-four unit, 1/100 multifamily).
Covington, MS ZIPs, June 2026 (Covington, MS, 8 highest): score 0 (Covington, MS), climate 77 (Covington, MS): 39401; score 0 (Covington, MS), climate 69 (Covington, MS): 39402; score 0 (Covington, MS), climate 54 (Covington, MS): 39482; score 0 (Covington, MS), climate 48 (Covington, MS): 39168, 39479; score 0 (Covington, MS), climate 43 (Covington, MS): 39428; score 0 (Covington, MS), climate 39 (Covington, MS): 39119; score 0 (Covington, MS), climate 17 (Covington, MS): 39474.
DLRadar rescores Covington, MS monthly; Covington, MS readings join Covington, MS foreclosure, lien and ownership parcels (Covington, MS), so cost-squeezed Covington, MS owners surface before listing.
Inside Mississippi, Covington County ranks 5th of 82 counties for home-insurance distress at 71/100; Pearl River County (74/100) sits just above Covington County, and George County (65/100) sits just below Covington County.
Deterministic. Every Covington County, MS signal traces to a public Covington dataset (FEMA, NFIP, Census for Covington, MS) · how insurance distress works in Covington, MS · methodology
FAQ: Covington County, MS insurance distress
What is the Covington County, MS home-insurance-distress score?
Covington, MS: 71/100 (MEDIUM), #599 of 3,222, #5 in Mississippi. FEMA hazard, Covington, MS: 68/100; NFIP stress, Covington, MS: 75/100; construction, Covington, MS: 42/100; Covington, MS rescores monthly.
Is Covington County insurance distress getting better or worse (MS)?
Covington, MS: 26 in March 2026; Covington, MS: 77 in October 2026 (worse); Covington, MS climate component 78; Covington, MS NFIP claims score 75.
How many flood-insurance claims has Covington County, MS had?
Covington, MS: 1 NFIP claims, three years; Covington, MS paid $250,000; per Covington, MS claim $250,000; carriers reprice Covington, MS against that record.
Which Covington County ZIP codes carry the most insurance distress (MS)?
Covington, MS, June 2026: 39401 at 0, 39402 at 0, 39482 at 0, 39168 at 0; Covington, MS climate scores there: 77, 69, 54, 48.
Why does Covington, MS insurance distress create sellers?
A Covington, MS premium outruns the Covington, MS budget; a carrier leaves Covington, MS; Covington, MS carrying cost passes plan; Covington, MS owners sell while current; Covington, MS insurance distress leads Covington, MS foreclosure data.