Hancock County, MS: Home-Insurance Distress & Forced-Sale Pressure
Hancock County, MS: 75/100 (severe) home-insurance distress; Hancock, MS band MEDIUM; Hancock, MS #494 of 3,222 counties; Hancock, MS #1 of 82 in Mississippi; raw Hancock, MS 81.2.
FEMA hazard, Hancock, MS: 68/100; Hancock, MS declarations, three years: 12; Hancock, MS perils: 3 tropical-storm, 3 severe-storm; Hancock, MS five-year count 6 (severity 10.5); Hancock, MS ten-year 6; hazard-weighted, Hancock, MS: 12.0.
Declared incidents on the Hancock, MS record: 2026 Winter Storm 6; 2026 Tropical Storm 3 (Hancock, MS); 2024 Severe Storm 3 (Hancock, MS).
NFIP claims, Hancock, MS, three years: 99; Hancock, MS payouts $1,325,169; per Hancock, MS claim $13,386; Hancock, MS claim-stress 86/100.
Hancock, MS monthly score rose, 63 (March 2026) to 81 (October 2026); Hancock, MS by month: March 63, April 63, May 60, June 60 (Hancock, MS), July 71, August 75, September 74, October 81.
Hancock, MS components: climate 77, NFIP claims 86; Hancock, MS retreat index 81.
Construction distress, Hancock, MS: 40/100 as of August 2026 (Hancock, MS: 40/100 one-to-four unit, 0/100 multifamily).
Hancock, MS ZIPs, June 2026 (Hancock, MS, 11 highest): score 0 (Hancock, MS), climate 94 (Hancock, MS): 39571; score 0 (Hancock, MS), climate 84 (Hancock, MS): 39470; score 0 (Hancock, MS), climate 83 (Hancock, MS): 39426, 39466; score 0 (Hancock, MS), climate 81 (Hancock, MS): 39520, 39525, 39529, 39556, Hancock, MS 39572, 39576; score 0 (Hancock, MS), climate 60 (Hancock, MS): 39573.
DLRadar rescores Hancock, MS monthly; Hancock, MS readings join Hancock, MS foreclosure, lien and ownership parcels (Hancock, MS), so cost-squeezed Hancock, MS owners surface before listing.
Inside Mississippi, Hancock County ranks 2nd of 82 counties for home-insurance distress at 75/100; Harrison County (76/100) sits just above Hancock County, and Stone County (74/100) sits just below Hancock County.
Deterministic. Every Hancock County, MS signal traces to a public Hancock dataset (FEMA, NFIP, Census for Hancock, MS) · how insurance distress works in Hancock, MS · methodology
FAQ: Hancock County, MS insurance distress
What is the Hancock County, MS home-insurance-distress score?
Hancock, MS: 75/100 (MEDIUM), #494 of 3,222, #1 in Mississippi. FEMA hazard, Hancock, MS: 68/100; NFIP stress, Hancock, MS: 86/100; construction, Hancock, MS: 40/100; Hancock, MS rescores monthly.
Is Hancock County insurance distress getting better or worse (MS)?
Hancock, MS: 63 in March 2026; Hancock, MS: 81 in October 2026 (worse); Hancock, MS climate component 77; Hancock, MS NFIP claims score 86.
How many flood-insurance claims has Hancock County, MS had?
Hancock, MS: 99 NFIP claims, three years; Hancock, MS paid $1,325,169; per Hancock, MS claim $13,386; carriers reprice Hancock, MS against that record.
Which Hancock County ZIP codes carry the most insurance distress (MS)?
Hancock, MS, June 2026: 39571 at 0, 39470 at 0, 39426 at 0, 39466 at 0; Hancock, MS climate scores there: 94, 84, 83, 83.
Why does Hancock, MS insurance distress create sellers?
A Hancock, MS premium outruns the Hancock, MS budget; a carrier leaves Hancock, MS; Hancock, MS carrying cost passes plan; Hancock, MS owners sell while current; Hancock, MS insurance distress leads Hancock, MS foreclosure data.