Lauderdale County, MS: Home-Insurance Distress & Forced-Sale Pressure
Lauderdale County, MS: 30/100 (moderate) home-insurance distress; Lauderdale, MS band LOW; Lauderdale, MS #1,588 of 3,222 counties; Lauderdale, MS #26 of 82 in Mississippi; raw Lauderdale, MS 35.8; Lauderdale, MS coverage multiplier 0.85.
FEMA hazard, Lauderdale, MS: 0/100; Lauderdale, MS declarations, three years: 4; Lauderdale, MS five-year count 3 (severity 6.0); Lauderdale, MS ten-year 3.
Declared incidents on the Lauderdale, MS record: 2026 Winter Storm 6 (Lauderdale, MS).
NFIP claims, Lauderdale, MS, three years: 24; Lauderdale, MS payouts $990,153; per Lauderdale, MS claim $41,256; Lauderdale, MS claim-stress 89/100.
Lauderdale, MS monthly score rose, 23 (March 2026) to 30 (October 2026); Lauderdale, MS by month: March 23, April 23, May 24, June 24 (Lauderdale, MS), July 24, August 24, September 24, October 30.
Lauderdale, MS components: NFIP claims 89; Lauderdale, MS retreat index 30; Lauderdale, MS climate multiplier 0.85.
Construction distress, Lauderdale, MS: 1/100 as of August 2026 (Lauderdale, MS: 1/100 one-to-four unit, 0/100 multifamily).
Lauderdale, MS ZIPs, June 2026 (Lauderdale, MS, 12 highest): score 0 (Lauderdale, MS), climate 84 (Lauderdale, MS): 39305, 39307, 39309, 39342, Lauderdale, MS 39364; score 0 (Lauderdale, MS), climate 74 (Lauderdale, MS): 39335; score 0 (Lauderdale, MS), climate 69 (Lauderdale, MS): 39301; score 0 (Lauderdale, MS), climate 58 (Lauderdale, MS): 39323, 39325; score 0 (Lauderdale, MS), climate 54 (Lauderdale, MS): 39320; score 0 (Lauderdale, MS), climate 48 (Lauderdale, MS): 39330; score 0 (Lauderdale, MS), climate 31 (Lauderdale, MS): 39326.
DLRadar rescores Lauderdale, MS monthly; Lauderdale, MS readings join Lauderdale, MS foreclosure, lien and ownership parcels (Lauderdale, MS), so cost-squeezed Lauderdale, MS owners surface before listing.
Inside Mississippi, Lauderdale County ranks 26th of 82 counties for home-insurance distress at 30/100; Wayne County (32/100) sits just above Lauderdale County, and Jefferson Davis County (30/100) sits just below Lauderdale County.
Deterministic. Every Lauderdale County, MS signal traces to a public Lauderdale dataset (FEMA, NFIP, Census for Lauderdale, MS) · how insurance distress works in Lauderdale, MS · methodology
FAQ: Lauderdale County, MS insurance distress
What is the Lauderdale County, MS home-insurance-distress score?
Lauderdale, MS: 30/100 (LOW), #1,588 of 3,222, #26 in Mississippi. FEMA hazard, Lauderdale, MS: 0/100; NFIP stress, Lauderdale, MS: 89/100; construction, Lauderdale, MS: 1/100; Lauderdale, MS rescores monthly.
Is Lauderdale County insurance distress getting better or worse (MS)?
Lauderdale, MS: 23 in March 2026; Lauderdale, MS: 30 in October 2026 (worse); Lauderdale, MS NFIP claims score 89.
How many flood-insurance claims has Lauderdale County, MS had?
Lauderdale, MS: 24 NFIP claims, three years; Lauderdale, MS paid $990,153; per Lauderdale, MS claim $41,256; carriers reprice Lauderdale, MS against that record.
Which Lauderdale County ZIP codes carry the most insurance distress (MS)?
Lauderdale, MS, June 2026: 39305 at 0, 39307 at 0, 39309 at 0, 39342 at 0; Lauderdale, MS climate scores there: 84, 84, 84, 84.
Why does Lauderdale, MS insurance distress create sellers?
A Lauderdale, MS premium outruns the Lauderdale, MS budget; a carrier leaves Lauderdale, MS; Lauderdale, MS carrying cost passes plan; Lauderdale, MS owners sell while current; Lauderdale, MS insurance distress leads Lauderdale, MS foreclosure data.