Lowndes County, MS: Home-Insurance Distress & Forced-Sale Pressure
Insurance distress in Lowndes County, Mississippi reads moderate (26/100), in the lower-risk band nationally — #1895 nationally. When coverage gets expensive or impossible to renew, affected owners list early, ahead of any mortgage-default signal.
Because Lowndes County is rebuilt monthly from fresh federal and carrier inputs, the score you see is current to the latest renewal cycle, and its #1895 national rank moves as conditions do.
The gap between physical hazard (0/100) and realized flood losses (75/100) is what DLRadar watches to flag insurance-driven sellers in Lowndes County.
A moderate level of 26/100 in Lowndes County flags likely seller supply — coverage cost is crossing the threshold where owners weigh selling over renewing.
10 NFIP claims, $108,069 paid in three years is the documented loss history behind coverage cost in Lowndes County.
Behind the score sit a FEMA hazard score of 0/100; NFIP flood-claim stress of 75/100 over three years, each a factor insurers weigh when they raise rates or exit a market.
A #1895 national standing means little alone; DLRadar pairs Lowndes County's coverage stress with default and ownership data before calling a parcel distressed.
With construction distress at 38/100, the cost to rebuild is elevated, which feeds directly into what carriers charge.
DLRadar scores insurance distress monthly for every U.S. county from FEMA, NFIP and carrier-pressure data, then links it to parcel-level foreclosure, tax-lien and ownership signals. So you can reach the owners whose trigger is carrying cost — before they list.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Lowndes County insurance distress — FAQ
How severe is home-insurance pressure in Lowndes County, Mississippi?
DLRadar grades Lowndes County at 26/100 - LOW, #1895 of 3,222 U.S. counties. It combines FEMA hazard (0/100), three-year NFIP flood-claim stress (75/100) and carrier-withdrawal pressure, refreshed monthly from federal records.
What is Lowndes County three-year flood-claim total?
Lowndes County logged 10 NFIP flood claims over three years, $108,069 paid (about $10,807 each) - the kind of realized-loss record that reprices coverage and thins the carrier pool.
What links coverage pressure to motivated sellers in Lowndes County?
In Lowndes County, a coverage bill that outruns the owner's budget - or a carrier that simply exits - can push total carrying cost past the breaking point. Those owners frequently sell ahead of any missed payment, so insurance distress works as an early, upstream read on future seller supply.