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Blaine County, MT: Home-Insurance Distress & Forced-Sale Pressure

Blaine County, MT: 20/100 (low) home-insurance distress; Blaine, MT band LOW; Blaine, MT #2,289 of 3,222 counties; Blaine, MT #9 of 56 in Montana; raw Blaine, MT 27.4; Blaine, MT coverage multiplier 0.85.

FEMA hazard, Blaine, MT: 40/100; Blaine, MT declarations, three years: 6; Blaine, MT perils: 3 severe-storm; Blaine, MT five-year count 6 (severity 7.5); Blaine, MT ten-year 6; hazard-weighted, Blaine, MT: 3.0.

Declared incidents on the Blaine, MT record: 2026 Straight-Line Winds 2; 2024 Severe Storm 2 (Blaine, MT); 2023 Flood 2 (Blaine, MT).

NFIP claims, Blaine, MT, three years: none; Blaine, MT claim-stress 0/100.

Blaine, MT monthly score fell, 26 (March 2026) to 20 (October 2026); Blaine, MT by month: March 26, April 26, May 24, June 24 (Blaine, MT), July 23, August 21, September 21, October 20.

Blaine, MT components: climate 40; Blaine, MT retreat index 20; Blaine, MT climate multiplier 0.85.

Construction distress, Blaine, MT: 19/100 as of August 2026 (Blaine, MT: 19/100 one-to-four unit, 0/100 multifamily).

Blaine, MT ZIPs, June 2026 (Blaine, MT, 10 highest): score 0 (Blaine, MT), climate 48 (Blaine, MT): 59501; score 0 (Blaine, MT), climate 38 (Blaine, MT): 59523, 59526, 59527, 59529, Blaine, MT 59535, 59547; score 0 (Blaine, MT), climate 37 (Blaine, MT): 59520; score 0 (Blaine, MT), climate 35 (Blaine, MT): 59542; score 0 (Blaine, MT), climate 31 (Blaine, MT): 59524.

DLRadar rescores Blaine, MT monthly; Blaine, MT readings join Blaine, MT foreclosure, lien and ownership parcels (Blaine, MT), so cost-squeezed Blaine, MT owners surface before listing.

Inside Montana, Blaine County ranks 9th of 56 counties for home-insurance distress at 20/100; Sanders County (21/100) sits just above Blaine County, and Chouteau County (20/100) sits just below Blaine County.

Insurance distress
20/100
Blaine, MT: LOW
National rank
#2289
Blaine, MT: of 3,222 counties
FEMA hazard
40/100
Blaine County hazard
NFIP claim stress
0/100
Blaine, MT 3-year
Flood claims (3y)
0
Blaine, MT
Claims paid (3y)
$0
Blaine, MT payouts
Per claim
$0
Blaine, MT
Construction distress
19/100
Blaine, MT

Deterministic. Every Blaine County, MT signal traces to a public Blaine dataset (FEMA, NFIP, Census for Blaine, MT) · how insurance distress works in Blaine, MT · methodology

FAQ: Blaine County, MT insurance distress

What is the Blaine County, MT home-insurance-distress score?

Blaine, MT: 20/100 (LOW), #2,289 of 3,222, #9 in Montana. FEMA hazard, Blaine, MT: 40/100; NFIP stress, Blaine, MT: 0/100; construction, Blaine, MT: 19/100; Blaine, MT rescores monthly.

Is Blaine County insurance distress getting better or worse (MT)?

Blaine, MT: 26 in March 2026; Blaine, MT: 20 in October 2026 (better); Blaine, MT climate component 40.

Which Blaine County ZIP codes carry the most insurance distress (MT)?

Blaine, MT, June 2026: 59501 at 0, 59523 at 0, 59526 at 0, 59527 at 0; Blaine, MT climate scores there: 48, 38, 38, 38.

Why does Blaine, MT insurance distress create sellers?

A Blaine, MT premium outruns the Blaine, MT budget; a carrier leaves Blaine, MT; Blaine, MT carrying cost passes plan; Blaine, MT owners sell while current; Blaine, MT insurance distress leads Blaine, MT foreclosure data.

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