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Carbon County, MT: Home-Insurance Distress & Forced-Sale Pressure

Carbon County, MT: 0/100 (low) home-insurance distress; Carbon, MT band ZERO; Carbon, MT #2,827 of 3,222 counties; Carbon, MT #21 of 56 in Montana; Carbon, MT coverage multiplier 0.70.

FEMA hazard, Carbon, MT: 0/100; Carbon, MT declarations, three years: 1; Carbon, MT five-year count 3 (severity 3.0); Carbon, MT ten-year 3.

Declared incidents on the Carbon, MT record: 2026 Straight-Line Winds 2; 2023 Flood 2 (Carbon, MT).

NFIP claims, Carbon, MT, three years: none; Carbon, MT claim-stress 0/100.

Carbon, MT monthly score: 0 in every month from March 2026 (Carbon, MT) through October 2026.

Carbon, MT components: all zero this month; Carbon, MT climate multiplier 0.70.

Construction distress, Carbon, MT: 46/100 as of August 2026 (Carbon, MT: 57/100 one-to-four unit, 5/100 multifamily).

Carbon, MT ZIPs, June 2026 (Carbon, MT, 13 highest): score 0 (Carbon, MT), climate 82 (Carbon, MT): 59044; score 0 (Carbon, MT), climate 57 (Carbon, MT): 59007, 59008, 59013, 59014, Carbon, MT 59026, 59029, 59041, 59068, Carbon, MT 59070, 59071; score 0 (Carbon, MT), climate 26 (Carbon, MT): 59001; score 0 (Carbon, MT), climate 25 (Carbon, MT): 59019.

DLRadar rescores Carbon, MT monthly; Carbon, MT readings join Carbon, MT foreclosure, lien and ownership parcels (Carbon, MT), so cost-squeezed Carbon, MT owners surface before listing.

Inside Montana, Carbon County ranks 21st of 56 counties for home-insurance distress at 0/100; Big Horn County (0/100) sits just above Carbon County, and Carter County (0/100) sits just below Carbon County.

Insurance distress
0/100
Carbon, MT: ZERO
National rank
#2827
Carbon, MT: of 3,222 counties
FEMA hazard
0/100
Carbon County hazard
NFIP claim stress
0/100
Carbon, MT 3-year
Flood claims (3y)
0
Carbon, MT
Claims paid (3y)
$0
Carbon, MT payouts
Per claim
$0
Carbon, MT
Construction distress
46/100
Carbon, MT

Deterministic. Every Carbon County, MT signal traces to a public Carbon dataset (FEMA, NFIP, Census for Carbon, MT) · how insurance distress works in Carbon, MT · methodology

FAQ: Carbon County, MT insurance distress

What is the Carbon County, MT home-insurance-distress score?

Carbon, MT: 0/100 (ZERO), #2,827 of 3,222, #21 in Montana. FEMA hazard, Carbon, MT: 0/100; NFIP stress, Carbon, MT: 0/100; construction, Carbon, MT: 46/100; Carbon, MT rescores monthly.

Is Carbon County insurance distress getting better or worse (MT)?

Carbon, MT: 0 in March 2026; Carbon, MT: 0 in October 2026 (unchanged).

Which Carbon County ZIP codes carry the most insurance distress (MT)?

Carbon, MT, June 2026: 59044 at 0, 59007 at 0, 59008 at 0, 59013 at 0; Carbon, MT climate scores there: 82, 57, 57, 57.

Why does Carbon, MT insurance distress create sellers?

A Carbon, MT premium outruns the Carbon, MT budget; a carrier leaves Carbon, MT; Carbon, MT carrying cost passes plan; Carbon, MT owners sell while current; Carbon, MT insurance distress leads Carbon, MT foreclosure data.

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