Roosevelt County, MT: Home-Insurance Distress & Forced-Sale Pressure

DLRadar grades Roosevelt County, Montana at 0/100 for home-insurance distress, a low level that places it #2830 of 3,222 counties, in the lower-risk band nationally. When coverage gets expensive or impossible to renew, affected owners list early, ahead of any mortgage-default signal.

Read as a targeting input, 0/100 puts Roosevelt County #2830 of 3,222 — high enough that renewal-driven listings should be expected rather than treated as outliers.

Rebuild-cost inflation compounds it: construction-distress reads 19/100, so replacement and repair costs — the basis insurers use to set premiums — are running hot.

NFIP paid $0 across 0 Roosevelt County flood claims in three years, roughly $0 each; that record is what reprices coverage.

Put the 0/100 hazard reading next to 0/100 in flood-claim stress and the pattern is a county where owners exit over premiums.

Driving it: a FEMA hazard score of 0/100; NFIP flood-claim stress of 0/100 over three years, all of which push carriers toward higher rates or non-renewal.

Because Roosevelt County is rebuilt monthly from fresh federal and carrier inputs, the score you see is current to the latest renewal cycle, and its #2830 national rank moves as conditions do.

Taken with the county's foreclosure and lien record, 0/100 tells you whether Roosevelt County owners face a coverage problem or a solvency problem — the two need different outreach.

Every U.S. county gets this monthly insurance-distress read from FEMA, NFIP and carrier data, wired to parcel-level foreclosure, lien and ownership records. So the outreach lands while the owner is still weighing the renewal, not once the sign is up.