Wheatland County, MT: Home-Insurance Distress & Forced-Sale Pressure
Wheatland County, MT: 48/100 (elevated) home-insurance distress; Wheatland, MT band MEDIUM; Wheatland, MT #1,155 of 3,222 counties; Wheatland, MT #1 of 56 in Montana.
FEMA hazard, Wheatland, MT: 40/100; Wheatland, MT declarations, three years: 2; Wheatland, MT perils: 1 severe-storm; Wheatland, MT five-year count 3 (severity 4.5); Wheatland, MT ten-year 3; hazard-weighted, Wheatland, MT: 1.0.
Declared incidents on the Wheatland, MT record: 2026 Straight-Line Winds 2; 2024 Severe Storm 2 (Wheatland, MT).
NFIP claims, Wheatland, MT, three years: 1; Wheatland, MT payouts $17,643; per Wheatland, MT claim $17,643; Wheatland, MT claim-stress 59/100.
Wheatland, MT monthly score fell, 56 (March 2026) to 48 (October 2026); Wheatland, MT by month: March 56, April 56, May 53, June 53 (Wheatland, MT), July 51, August 50, September 49, October 48.
Wheatland, MT components: climate 40, NFIP claims 59; Wheatland, MT retreat index 48.
Construction distress, Wheatland, MT: 1/100 as of August 2026 (Wheatland, MT: 1/100 one-to-four unit, 0/100 multifamily).
Wheatland, MT ZIPs, June 2026 (Wheatland, MT, 6 highest): score 0 (Wheatland, MT), climate 11 (Wheatland, MT): 59453; score 0 (Wheatland, MT), climate 3 (Wheatland, MT): 59036, 59053, 59074, 59078, Wheatland, MT 59085.
DLRadar rescores Wheatland, MT monthly; Wheatland, MT readings join Wheatland, MT foreclosure, lien and ownership parcels (Wheatland, MT), so cost-squeezed Wheatland, MT owners surface before listing.
Inside Montana, Wheatland County ranks 1st of 56 counties for home-insurance distress at 48/100; Lincoln County (37/100) sits just below Wheatland County.
Deterministic. Every Wheatland County, MT signal traces to a public Wheatland dataset (FEMA, NFIP, Census for Wheatland, MT) · how insurance distress works in Wheatland, MT · methodology
FAQ: Wheatland County, MT insurance distress
What is the Wheatland County, MT home-insurance-distress score?
Wheatland, MT: 48/100 (MEDIUM), #1,155 of 3,222, #1 in Montana. FEMA hazard, Wheatland, MT: 40/100; NFIP stress, Wheatland, MT: 59/100; construction, Wheatland, MT: 1/100; Wheatland, MT rescores monthly.
Is Wheatland County insurance distress getting better or worse (MT)?
Wheatland, MT: 56 in March 2026; Wheatland, MT: 48 in October 2026 (better); Wheatland, MT climate component 40; Wheatland, MT NFIP claims score 59.
How many flood-insurance claims has Wheatland County, MT had?
Wheatland, MT: 1 NFIP claims, three years; Wheatland, MT paid $17,643; per Wheatland, MT claim $17,643; carriers reprice Wheatland, MT against that record.
Which Wheatland County ZIP codes carry the most insurance distress (MT)?
Wheatland, MT, June 2026: 59453 at 0, 59036 at 0, 59053 at 0, 59074 at 0; Wheatland, MT climate scores there: 11, 3, 3, 3.
Why does Wheatland, MT insurance distress create sellers?
A Wheatland, MT premium outruns the Wheatland, MT budget; a carrier leaves Wheatland, MT; Wheatland, MT carrying cost passes plan; Wheatland, MT owners sell while current; Wheatland, MT insurance distress leads Wheatland, MT foreclosure data.