Alamance County, NC: Home-Insurance Distress & Forced-Sale Pressure
Alamance County, NC: 85/100 (severe) home-insurance distress; Alamance, NC band HIGH; Alamance, NC #226 of 3,222 counties; Alamance, NC #23 of 100 in North Carolina; raw Alamance, NC 90.1.
FEMA hazard, Alamance, NC: 78/100; Alamance, NC declarations, three years: 12; Alamance, NC perils: 6 tropical-storm; Alamance, NC five-year count 12 (severity 21.0); Alamance, NC ten-year 12; hazard-weighted, Alamance, NC: 18.0.
Declared incidents on the Alamance, NC record: 2026 Winter Storm 2; 2025 Tropical Depression 2 (Alamance, NC); 2024 Tropical Storm 4 (Alamance, NC).
NFIP claims, Alamance, NC, three years: 56; Alamance, NC payouts $3,562,579; per Alamance, NC claim $63,617; Alamance, NC claim-stress 95/100.
Alamance, NC monthly score fell, 91 (March 2026) to 84 (October 2026); Alamance, NC by month: March 91, April 91, May 89, June 89 (Alamance, NC), July 86, August 89, September 85, October 84.
Alamance, NC components: climate 77, NFIP claims 95; Alamance, NC retreat index 84.
Construction distress, Alamance, NC: 56/100 as of August 2026 (Alamance, NC: 59/100 one-to-four unit, 45/100 multifamily).
Alamance, NC ZIPs, June 2026 (Alamance, NC, 13 highest): score 0 (Alamance, NC), climate 88 (Alamance, NC): 27249; score 0 (Alamance, NC), climate 83 (Alamance, NC): 27298; score 0 (Alamance, NC), climate 80 (Alamance, NC): 27215; score 0 (Alamance, NC), climate 79 (Alamance, NC): 27201, 27202, 27253, 27258, Alamance, NC 27340; score 0 (Alamance, NC), climate 78 (Alamance, NC): 27349; score 0 (Alamance, NC), climate 69 (Alamance, NC): 27217; score 0 (Alamance, NC), climate 67 (Alamance, NC): 27312; score 0 (Alamance, NC), climate 66 (Alamance, NC): 27302; score 0 (Alamance, NC), climate 56 (Alamance, NC): 27244.
DLRadar rescores Alamance, NC monthly; Alamance, NC readings join Alamance, NC foreclosure, lien and ownership parcels (Alamance, NC), so cost-squeezed Alamance, NC owners surface before listing.
Inside North Carolina, Alamance County ranks 27th of 100 counties for home-insurance distress at 85/100; Cabarrus County (85/100) sits just above Alamance County, and Forsyth County (84/100) sits just below Alamance County.
Deterministic. Every Alamance County, NC signal traces to a public Alamance dataset (FEMA, NFIP, Census for Alamance, NC) · how insurance distress works in Alamance, NC · methodology
FAQ: Alamance County, NC insurance distress
What is the Alamance County, NC home-insurance-distress score?
Alamance, NC: 85/100 (HIGH), #226 of 3,222, #23 in North Carolina. FEMA hazard, Alamance, NC: 78/100; NFIP stress, Alamance, NC: 95/100; construction, Alamance, NC: 56/100; Alamance, NC rescores monthly.
Is Alamance County insurance distress getting better or worse (NC)?
Alamance, NC: 91 in March 2026; Alamance, NC: 84 in October 2026 (better); Alamance, NC climate component 77; Alamance, NC NFIP claims score 95.
How many flood-insurance claims has Alamance County, NC had?
Alamance, NC: 56 NFIP claims, three years; Alamance, NC paid $3,562,579; per Alamance, NC claim $63,617; carriers reprice Alamance, NC against that record.
Which Alamance County ZIP codes carry the most insurance distress (NC)?
Alamance, NC, June 2026: 27249 at 0, 27298 at 0, 27215 at 0, 27201 at 0; Alamance, NC climate scores there: 88, 83, 80, 79.
Why does Alamance, NC insurance distress create sellers?
A Alamance, NC premium outruns the Alamance, NC budget; a carrier leaves Alamance, NC; Alamance, NC carrying cost passes plan; Alamance, NC owners sell while current; Alamance, NC insurance distress leads Alamance, NC foreclosure data.